:::

USAA Car Insurance Information

:::
 




:::

USAA Car Insurance Articles

:::

Eleven Money-Saving Auto Insurance Tips For Senior Drivers

By Matt McWilliams

Like all drivers, senior citizens (or as I like to call them “seasoned citizens”) want to get the best rates on their auto insurance policies. What they may not be aware of is that older drivers may present a higher risk than other drivers, usually leading to higher auto insurance rates.

Following a few simple tips and taking these measures will ensure that you are getting the lowest rates possible on your auto insurance policy.

1. Avoid more Accidents, Pay Close Attention at Intersections. Auto accidents involving seniors often occur at intersections. Make sure to look ahead if you plan to quickly change lanes after an intersection. Pay attention to protected left turn lanes with their own arrows, and always keep your tires pointed straight ahead when stopped, so that a rear-end accident doesn't push you into oncoming traffic.

2. Follow the flow of traffic, Drive at the at or near the speed limit. Driving too slowly can be just as dangerous as speeding, especially when entering or exiting interstates or freeways. It can also trigger dangerous "road rage" in less patient drivers. You don’t have to be Mario Andretti, but keeping to the right and following the flow of traffic is the safest bet.

3. Many violations include failure to yield right-of-way, improper turning or incorrect lane changes, so keep current on the traffic laws relating to new traffic designs.

4. Sit high enough in your seat so that you can see at least 10 feet in front of your car, advises the National Highway Traffic Safety Administration. If your car seat does not adjust to allow this, add a cushion. This will make it easier to see pedestrians and bike riders, and reduce problems from oncoming headlight glare at night.

5. Do not wear sunglasses or tinted glasses when driving at night. For many older drivers, night vision is reduced, so safety dictates not driving at twilight or after dark.

6. Make sure you learn how to operate a New Car. Things like Anti-lock brakes, for example operate differently in slippery situations. If you have never driven a car with anti-lock brakes, sure to get training on proper use.

7. Senior drivers can refresh their skills and knowledge -- and get a discount on auto insurance in many states -- by taking a refresher driving course, such as the eight-hour "55 Alive" course offered by AARP. More than two-thirds of states mandate auto insurance policy discounts for such courses, and many insurance companies offer the discounts voluntarily.

8. Look for cars with rear-view mirrors that automatically dim and filter out headlight glare.

9. Air bag technology has become more advanced, with sensors that deploy air bags based on the weight of the occupant, reducing air-bag-related injuries. Some new cars also have side air bags in the seats or door frame that offer better protection.

10. Consider fit and comfort in your new car. Seat belts that comfortably fit over your shoulder and low on your lap will keep you safer. Automatic transmission, power steering and power brakes require less physical effort.

11. Last but definitely not least, Check to see which companies offer specific ‘Senior Discounts’ While shopping around for the best auto insurance rates is important, which insurance company you choose might depend on how they treat senior drivers. You'll get their best rates if you're healthy and drive a safe, modern vehicle.

Free Quote USAA Car Insurance


:::

USAA Car Insurance Featured Resources

:::


SEARCH RESULTS

Annuities: The Shocking Secrets Revealed
Discover The Shocking Secrets That Banks And Insurance Companies Don't Want You To Know.

Insurance Leads Generation
Generate Quality New Leads At A Fraction Of The Cost Of Offline Marketing.

Car Auction
From The Gov-Records.com Team!

State Car Auctions
Local Seized Cars and Real Estate Auction Listings


:::

USAA Car Insurance News

:::


10 ways to save money on your car insurance
Sometimes, consumers don't realize all the discounts they are eligible to receive on their auto insurance. Would you expect a break because your car has daytime running lights? Maybe not, yet four of the top 10 insurers offer a discount for daytime running lights, based on a new survey by Bankrate.com.

USAA Promotes Parker to CEO, Liebert to Operating Chief
United Services Automobile Association, the provider of financial products to military families, promoted Stuart Parker to chief executive officer as it seeks to extend growth in insurance and banking.

Hiring process is an adjustment for veterans ... and companies
In the next few years, hundreds of thousands of veterans will find their mission changed from defending the country to meeting private-sector goals of customer service and turning a profit. While they bring recognizable experiences of self-discipline and teamwork, they may not be able to easily match their skills to the bullet points on the job description.

TrueCar Now Serving Targeted Manufacturer Incentives To Customers Of Insurance Affinity Partners
SANTA MONICA, Calif., Aug. 21, 2014 /PRNewswire/ -- TrueCar, Inc. (TRUE), the negotiation-free car buying and selling platform, today announced that it has launched major enhancements to the auto buying programs for its insurance affinity partners, specifically the integration of exclusive incentives from automakers uniquely tailored to the needs of total-loss customers. Through the TrueCar ...

How to save a down payment for a home
In some markets, a 20 percent down payment can be substantial. Ending the trips to Starbucks isn't going to cut it.

Magid: Tech advances make cars safer
It's certainly risky to text, fiddle with your phone, configure your GPS, mess with your radio or even speak on the phone while driving, but new tech can also make us safer.

US Transcom sends out search teams for troops' missing private vehicles
Hundreds of vehicles belonging to U.S. military members serving overseas are missing. Now Gen. Paul Selva, the U.S. Transportation Command commander, is sending out to teams worldwide to look for them.

TRANSCOM sends out search teams for troops' missing private vehicles
Hundreds of vehicles belonging to U.S. military members serving overseas are missing. Now Gen. Paul Selva, the U.S. Transportation Command commander, is sending out to teams worldwide to look for them.

3 Customer Service Innovations To Help You Never Disappoint A Customer Again
No matter how perfect your product, customer experience, or service is otherwise, in the eyes of the customer it?s broken if you deliver it late. Worse, the concept of what constitutes on-time delivery is the most movable of moving targets. While timeliness has been a commercial expectation since the dawn of the industrial age, today, in our ultra-accelerated world of ??Why do I have to wait a ...

Windows to New Worlds
After 17 years of planning, fundraising, designing and building, the South Carolina State Museum?s new Windows To New Worlds project officially opens on Aug. 16. It includes a planetarium, 4D theater, observatory and an exciting and collaborative approach to education that can reach every school and give every student a chance to reach for the stars.


:::

USAA Car Insurance Blogs

:::



Google


 

Best Sellers from



GatorDocs

Lighting 2 Light Bulbs



Want to Link to Us?

Link to CarInsuranceHunter.com