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How To Choose The Right Auto Insurance Plan?

By Danny Huang

OK letís face it. There are many different auto insurance company that wants you to join their insurance policy and every company looks like they have the best deals to offer. However, to be honest with you, I think they all look the same to me. So How do you choose which company and which plan for you?

First, you need to ask what your budget is. You need to know what your finical status is and how much you can afford every month for auto insurance. Then you can narrow down some of the more expensive coverage in your insurance plans.

Second, decide the amount of coverage you want. Decide whether you want 15,000$ coverage per accident or 30,000$ coverage per accident. Normally, people will try to save money and choose a lower coverage. Personally, I would recommend choosing full coverage that would an accident fully. The reason is because the price difference between the two are minimal compare to the amount of they cover. For example, the difference maybe 10$ amount which means 120$ a year; however, if you get into an accident, the insurance policy will pay you maybe 50,000 than 15,000. You see the difference?

Lastly, find out what is the price range is for the coverage you have selected. After you know how much you want for your coverage. Go to different companies and ask how much their price is for the same coverage by calling them or checking it on their website. After you know how much different insurance companies cost find a well known brand with the lowest price on the same coverage.

**hint: you can higher your deductibles and lower the cost of the insurance company. However I would not do that since, you only save maybe 5$ a month and you have to put up with more if you get into an accident.

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Car Insurance San Diego News

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San Diego cabbies cry foul over body odour test
Body odour is among 52 criteria that officials at San Diego International Airport use to judge taxi drivers. Cabbies say that smacks of prejudice and discrimination.

Cabbies make stink about smell test, allege bias
A cab driver waits near his car in line at a depot near San Diego Airport where inspectors are judging how taxi drivers smell, a practice that some drivers say may lead to discrimination against immigrants.

San Diego Cab Drivers Upset About Body Odor 'Smell Test' (Video)
San Diego Cab Drivers Upset About Body Odor 'Smell Test' (Video) San Diego Cab Drivers Upset About Body Odor 'Smell Test' (Video) Legal Lifestyle Local Travel Weird News San Diego Cabs Has Been Optimized San Diego County Regional Airport Authority officials have a checklist that they require of each cab driver. The 52-point checklist includes: proof of car insurance, windshield wipers that work ...

San Diego cabbies outraged by official body odour test used to ban foul-smelling taxi drivers
The union says the test, which prohibits foul-smelling drivers and promotes regular bathing, perpetuates a stereotype that foreign-born taxi drivers smell bad

San Diego cabbies outraged by body odour test used to ban foul-smelling taxi drivers
The union says the test, which prohibits foul-smelling drivers and promotes regular bathing, perpetuates a stereotype that foreign-born taxi drivers smell bad

San Diego cabbies cry foul over body odor test
Body odor is among 52 criteria that officials at San Diego International Airport use to judge taxi drivers. Cabbies say that smacks of prejudice and discrimination.

Car Insurance Rates Finder for California Agencies Added to National Tool at Insurer Portal Online
Car insurance rates finder is now helping drivers to review California agencies for low prices at the Quotes Pros website at http://quotespros.com/auto-insurance.html . (PRWeb September 12, 2014) Read the full story at http://www.prweb.com/releases/car-insurance-rates/auto-insurance-quotes/prweb12166539.htm

San Diego cabbies cry foul over body odor test - NBC40.net
(AP Photo/Gregory Bull). Cab driver Martin Salami looks down as he talks about new ordinances facing drivers at a depot near the airport Wednesday, Sept. 10, 2014, in San Diego.

Detroit Tops U.S. In Car Insurance Costs
Detroit isn't just the car capital of the U.S. ? it's also the king of car-insurance costs. According to insuranceQuotes.com, a subsidiary of finance-info provider Bankrate Insurance, the Motor City and its metropolitan area lay claim to the dubious distinction...

Metromile Pitches Pay-as-You-Drive Auto Insurance
Greg Muender, a 27-year-old tech entrepreneur in San Diego, was constantly shopping for the best deal on car insurance. ?I probably switched carriers five times or more? over five years, he says. ?Insurance was a commodity to me.?


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