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How To Choose The Right Auto Insurance Plan?

By Danny Huang

OK letís face it. There are many different auto insurance company that wants you to join their insurance policy and every company looks like they have the best deals to offer. However, to be honest with you, I think they all look the same to me. So How do you choose which company and which plan for you?

First, you need to ask what your budget is. You need to know what your finical status is and how much you can afford every month for auto insurance. Then you can narrow down some of the more expensive coverage in your insurance plans.

Second, decide the amount of coverage you want. Decide whether you want 15,000$ coverage per accident or 30,000$ coverage per accident. Normally, people will try to save money and choose a lower coverage. Personally, I would recommend choosing full coverage that would an accident fully. The reason is because the price difference between the two are minimal compare to the amount of they cover. For example, the difference maybe 10$ amount which means 120$ a year; however, if you get into an accident, the insurance policy will pay you maybe 50,000 than 15,000. You see the difference?

Lastly, find out what is the price range is for the coverage you have selected. After you know how much you want for your coverage. Go to different companies and ask how much their price is for the same coverage by calling them or checking it on their website. After you know how much different insurance companies cost find a well known brand with the lowest price on the same coverage.

**hint: you can higher your deductibles and lower the cost of the insurance company. However I would not do that since, you only save maybe 5$ a month and you have to put up with more if you get into an accident.

Free Quote Farmers Car Insurance - Turn 21 today!


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A Primer on Student Car Insurance Discounts
A good student discount can help lower your insurance premium and give college kids and teens an incentive to hit the books.

Finding the Best Car Insurance for Teens
Finding the Best Car Insurance for Teens

Buying the Right Auto Insurance for Your Teen Driver
Here's how to save money without sacrificing coverage when you add a teen driver to your insurance policy.

USDA launches new dairy insurance program
Dairy farmers squeezed in recent years by low milk prices and high feed costs can begin signing up next week for a new program replacing old subsidies that didn't factor in the price of corn. Signups for ...

Kasey Kahne wins in wild finish at Atlanta after Tony Stewart struggles
HAMPTON, Ga. ? Kasey Kahne is no longer chasing a spot in NASCAR's 10-race championship playoff.

USDA launches dairy insurance program, replacing old subsidies eliminated by farm bill
MILWAUKEE - Dairy farmers squeezed in recent years by low milk prices and high feed costs can begin signing up next week for a new program replacing old subsidies that didn't factor in the price of corn....

Pages past ? Sept. 12
On this date ? 1966: A full page advertisement in the Clovis News-Journal told readers Holsum Bread ?looks as good as it tastes.? Every slice, the ad read, ?is perfectly white, perfectly smooth, and perfectly uniform.?

USDA launches new dairy insurance program - Quincy Herald-Whig | Illinois & Missouri News, Sports
MILWAUKEE (AP) - Dairy farmers squeezed in recent years by low milk prices and high feed costs can begin signing up next week for a new program replacing old subsidies that didn't factor in the price of corn.

800+ Global Insurance Telematics Leaders Unite in Chicago Today to Rewrite the UBI Rule Book as Insurers Re-brand to ...
Telematics Update: Today, 800+ automakers, insurers, auto agents and telematics execs including Allstate, Progressive, Liberty Mutual, Farmers Insurance and Ford have united at Insurance Telematics USA 2014 to discuss how to position UBI as a mainstream product by delivering undisputable value to consumers. (PRWeb September 03, 2014) Read the full story at http://www.prweb.com/releases/2014/09 ...

NASCAR Adds New Rule on Exiting Cars After Accidents
BROOKLYN, Mich. ? NASCAR has added a new rule telling drivers to not approach the track or moving vehicles after accidents. The rule comes less than a week after a driver was struck and killed during a dirt-track race at a small New York track. See also: Tony Stewart Skips Another NASCAR Race ? Will He Drive Again? NASCAR star Tony Stewart is skipping this weekend's Sprint Cup race at Michigan ...


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