Eleven Money-Saving Auto Insurance Tips For Senior DriversBy Matt McWilliams
Like all drivers, senior citizens (or as I like to call them “seasoned citizens”) want to get the best rates on their auto insurance policies. What they may not be aware of is that older drivers may present a higher risk than other drivers, usually leading to higher auto insurance rates.
Following a few simple tips and taking these measures will ensure that you are getting the lowest rates possible on your auto insurance policy.
1. Avoid more Accidents, Pay Close Attention at Intersections. Auto accidents involving seniors often occur at intersections. Make sure to look ahead if you plan to quickly change lanes after an intersection. Pay attention to protected left turn lanes with their own arrows, and always keep your tires pointed straight ahead when stopped, so that a rear-end accident doesn't push you into oncoming traffic.
2. Follow the flow of traffic, Drive at the at or near the speed limit. Driving too slowly can be just as dangerous as speeding, especially when entering or exiting interstates or freeways. It can also trigger dangerous "road rage" in less patient drivers. You don’t have to be Mario Andretti, but keeping to the right and following the flow of traffic is the safest bet.
3. Many violations include failure to yield right-of-way, improper turning or incorrect lane changes, so keep current on the traffic laws relating to new traffic designs.
4. Sit high enough in your seat so that you can see at least 10 feet in front of your car, advises the National Highway Traffic Safety Administration. If your car seat does not adjust to allow this, add a cushion. This will make it easier to see pedestrians and bike riders, and reduce problems from oncoming headlight glare at night.
5. Do not wear sunglasses or tinted glasses when driving at night. For many older drivers, night vision is reduced, so safety dictates not driving at twilight or after dark.
6. Make sure you learn how to operate a New Car. Things like Anti-lock brakes, for example operate differently in slippery situations. If you have never driven a car with anti-lock brakes, sure to get training on proper use.
7. Senior drivers can refresh their skills and knowledge -- and get a discount on auto insurance in many states -- by taking a refresher driving course, such as the eight-hour "55 Alive" course offered by AARP. More than two-thirds of states mandate auto insurance policy discounts for such courses, and many insurance companies offer the discounts voluntarily.
8. Look for cars with rear-view mirrors that automatically dim and filter out headlight glare.
9. Air bag technology has become more advanced, with sensors that deploy air bags based on the weight of the occupant, reducing air-bag-related injuries. Some new cars also have side air bags in the seats or door frame that offer better protection.
10. Consider fit and comfort in your new car. Seat belts that comfortably fit over your shoulder and low on your lap will keep you safer. Automatic transmission, power steering and power brakes require less physical effort.
11. Last but definitely not least, Check to see which companies offer specific ‘Senior Discounts’ While shopping around for the best auto insurance rates is important, which insurance company you choose might depend on how they treat senior drivers. You'll get their best rates if you're healthy and drive a safe, modern vehicle.
Nevada lawmakers consider $1.3 billion in tax breaks for electric car maker
Nevada lawmakers on Thursday moved forward a package of bills to provide $1.3 billion in tax breaks and other incentives to Tesla Motors , taking crucial steps toward clinching a deal for the electric car company to build a massive factory in the state. The biggest chunk of the deal, approved by the state senate and set to go to the assembly later in the evening, won support in day two of a ...
Two Losers In Tesla's Big Gigafactory Deal With Nevada
Tesla Motors' breathtaking incentive package with the state of Nevada has been approved with breathtaking speed. Late Thursday night, Nevada Gov. Brian Sandoval signed four bills providing $1.25 billion in incentives for the electric car manufacturer's gigafactory, which will be located outside Reno.
Nevada Governor signs $1.3 billion tax break package for electric car maker Tesla
Nevada Governor Brian Sandoval signed a package of bills on Thursday to provide $1.3 billion in tax breaks and other incentives for Tesla Motors, putting a bow on the deal for the electric car company to build a massive factory in the state. "Nevada has announced to the world - not to the country, but to the world - that we are ready to lead," Sandoval said, to applause. Tesla, founded by ...
Nevada Gives $1.3 Billion Tax Break to Electric Car Maker Tesla
Nevada Governor Brian Sandoval signed a package of bills on Thursday to provide $1.3 billion in tax breaks and other incentives for Tesla Motors, putting a bow on the deal for the electric car... -- Read more on ScientificAmerican.com
Technology Helps To Keep Rate Of Car Thefts Down
David Greene talks with Roger Morris, vice president of the National Insurance Crime Bureau, about the reasons for the dramatic decline in car thefts over the past 20 years.
Tesla Q&A: Tesla's Nevada 'gigafactory' FAQs
SPARKS, Nev. (AP) ? Now that Gov. Brian Sandoval has signed into law a package of incentives for Tesla Motors worth up to $1.3 billion, the electric-car maker is moving ahead with plans to build a $5 billion lithium battery factory expected to open in 2017 and employ 6,500 workers to make cheaper batteries so it can afford to mass market a new line of more affordable vehicles.
It Pays to Be Gray: Senior Driver Discounts
Everyone wants to reduce their auto insurance premiums, right? Well, in 34 states and the District of Columbia getting older can be the ticket to cheaper car insurance. All you have to do is pass an approved driving class that...
Critics in minority as Nevada lawmakers begin mulling $1.3B in tax breaks for Tesla
CARSON CITY, Nev. - Critics say Nevada lawmakers are gambling with taxpayers' money, but they clearly were in the minority Wednesday night as legislators moved forward with an unprecedented package of ...
Nevada Lawmakers Unanimously Approve $1.3 Billion In Tax Breaks For Tesla ?Gigafactory?
An unprecedented package of economic incentives to bring Tesla Motors' $5 billion lithium battery factory to Nevada won unanimous approval from the state Legislature late Thursday and Gov. Brian Sandoval was preparing to quickly sign it into law.
Tesla Q&A: Tesla's Nevada battery 'gigafactory': who, what, when, where, why?
SPARKS, Nev. - Now that Gov. Brian Sandoval has signed into law a package of incentives for Tesla Motors worth up to $1.3 billion, the electric-car maker is moving ahead with plans to build a $5 billion lithium battery factory expected to open in 2017 and employ 6,500 workers to make cheaper