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How To Reduce Car Insurance Premiums

By John Mussi

Here are some useful tips on how to reduce car insurance premiums. Firstly, you need to find a sense of balance between coverage and cost. Apart from negotiating a good deal, there are some other things that you can do to further bring down your car insurance premium for example;

Many insurers average yearly mileage at 12,000 miles. If you do not drive this amount, you can inform your insurer, thus resulting in a reduction in your premium.

Park the car - Parking your car in a secure location such as a locked garage or a secure designated off road parking spot can potentially reduce your premiums.

Bulk buying - Most of the big insurance companies offer all forms of insurance such as home, life etc. You may receive a discount for buying multiple forms of insurance with the same company.

Female drivers are statistically less prone to accidents. Women can avail their quotes from a firm that specialises in covering female drivers.

Anti-theft alarm - Equip your car with electronic central locking and alarm. Most insurance companies have a discount if you have these devices fitted in your car.

Avoid high interest rates - Interest charges are very high if you were to pay your premium in monthly instalments. It would work out cheaper to pay your premium in one lump sum.

Buy on the Internet - Financial products are far cheaper on the Internet than elsewhere. Car insurance is usually about 10% cheaper when you buy online.

Shop around - Be prepared to do the legwork, if you want a good deal.

Check the insurance rating - Some cars are considered to be of a higher risk than others. Before buying a car, check out its insurance group rating as car insurance premiums vary greatly between insurance groups.

Imported cars are expensive to insure - The price of a car bought abroad may be cheaper, but most likely, the insurance won't be. This is because, the parts can be more expensive and difficult to find, so take this into consideration unless you are buying a car fully catered for in UK.

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2016 Miata Already Social Networking; A Mustang Auction
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Durhl Caussey writes a car column read around the world. He may be reached at this paper or dcaussey@sbcglobal.net. ]]> http://www.theepochtimes.com/n3/928813-2015-gmc-yukon-denali-4wd/feed/ 0 http://www.theepochtimes.com/n3/928829-2014-bmw-535d-bmw-diesel-done-right/ http://www.theepochtimes.com/n3/928829-2014-bmw-535d-bmw-diesel-done-right/#comments Tue, 02 Sep 2014 01:24:09 +0000 Jim ...

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Sexual assault victims in East Baton Rouge Parish for years have gone to local hospitals for treatment and to be examined for possible physical evidence from an attack. But officials with the East Baton Rouge...

Auto news & reviews on saftey trends, new models and auto shows - KFDA - NewsChannel 10 / Amarillo News, Weather, Sports
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Community Calendar
Submit your event at least two weeks in advance by going to events.savannahnow.com. You can also mail to Community Calendar, P.O. Box 1088, Savannah, GA 31402. Announcements are printed daily in the Accent section as space allows.

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