|
|
Car-Parazzi
If you love cars, join the Car-parazzi. And if someone car-parazzi's you... smile and rev, it means you've got a hot car!
Entertainment News
Breaking headlines and Hollywood gossip. Free entertainment videos and clips!
|
Understanding All Auto Insurance ClaimsBy Sher Matsen
If you are involved in an accident it is important that you know the proper procedure for filing an insurance claim. You will most likely need to deal with one or more adjusters who will determine the insurance salvage. Follow these simple tips to make sure you have taken all the necessary steps to collect the correct information and follow the correct procedure.
Do your self a favor and prepare in advance. Know the laws and the reporting requirements of the state you live in and drive in. Always carry an accident package in your car. It should contain paper, pen, and accident reporting form which are available online free from the DMV.
If an accident occurs remain calm and stop your car. If there are injuries do what you can to make the person or persons comfortable. Call the EMT to treat any injured parties and call the police.
If you smell gas or if the car is on fire clear all persons away from the area. Do not move seriously injured people unless it is a threat to their lives to leave them where they are.
If the accident is minor and there is only property damage and no injuries, put your hazard lights on and drive both vehicles to a safe location at the side of the road. Set up flare or reflective triangles in the rear and side of the cars to ensure other motorists are aware of your location.
Both drivers need exchange car insurance information. You also need to exchange the names of the drivers, all passengers in the vehicle, and any witnesses. As well as names you should obtain complete addresses and telephone numbers.
Next you will need to contact your insurance company and if you feel you need to contact a lawyer now is the time to do so.
Your car insurance company will need to collect all pertinent information. They will need the year, make, model, and license plate number of the other car. They will also need the drivers name, address, telephone number, date of birth, and his or her driver’s license number as well as the issuing state.
If the other drive is not insured obtain as much information as you can then notify the police. Both the police and the insurance company will want the full names, addresses, and phone numbers of all witnesses.
If the police attend the accident scene request a business card from the attending officer that gives his full name and how you might reach him.
If you have a digital camera handy take plenty of photos. These days many people have a digital camera built right into their cell phone which is very convenient.
As soon as you are able, write down all details pertaining to the accident. Information such as weather conditions, pavement conditions, visibility and lightening could all become very important in determining who was at fault.
You also need to record the estimated speed of both vehicles. As well do a sketch of the accident scene marking the direction each driver was traveling. Make notes of things such as stop signs, traffic lights, other vehicles on the roadway, and any obstacles.
You should also record all damage to the car and any other property as well as all body injuries no matter how minor they appear.
Whatever you do, do not discuss who is at fault with the other driver. Insurance companies recommend you do not engage in conversation about fault. Give the police officer an account of the accident but in privacy away from the other driver.
Remember no one can force you to give details of the accident or admit blame. You always have the right to consult a lawyer before answering any questions.
Let’s hope you never have to file an insurance claim. But if you are well prepared should an accident occur you will be much more likely to record the necessary information to ensure that your claim proceeds smoothly.
|
nationalcarinsurancesite.com
Get FREE auto insurance quotes top rated insurance providers with the lowest rates. Save over $500 a year! No fees, no-obligations, just huge savings.
aarp.thehartford.com
Over 50? Save $385 On Fast, No Hassle, Lifetime Renewable AARP Auto Insurance From The Hartford Today. Full New Car Replacement. Get Your Free Quote Today!
SEARCH RESULTS
Annuities: The Shocking Secrets Revealed
Discover The Shocking Secrets That Banks And Insurance Companies Don't Want You To Know.
Insurance Leads Generation
Generate Quality New Leads At A Fraction Of The Cost Of Offline Marketing.
Car Auction
From The Gov-Records.com Team!
State Car Auctions
Local Seized Cars and Real Estate Auction Listings
|
NADA Used Car Guide Adds "Rough" and "Average" Trade-In Values (The Auto Channel)
McLean, VA September 5, 2008 - NADA Used Car Guide has introduced two additional trade-in value categories to help businesses better define used-vehicle pricing for a broader spectrum of vehicles.
Renters Insurance: That Was Easy (Forbes)
For the price and ease of getting renters insurance, there's no reason you shouldn't already have it.
NADA Used Car Guide Adds 'Rough' and 'Average' Trade-In Values (PR Newswire via Yahoo! News)
Enhanced Information Helps Businesses Assess Used-Vehicle Pricing in Volatile Wholesale Market
Flood Risk for Jack Sparrow if he Drops Anchor Without Home Insurance, Says Confused.com (PRWeb)
Johnny Depp has been looking to buy a £5.5 million property near the Norfolk Broads, but if he does settle here, the Pirates of the Caribbean star would need to make sure that his home insurance would protect against the risk of flooding in the area, says Confused.com. (PRWeb Sep 6, 2008) Read the full story at http://www.prweb.com/releases/2008/09/prweb1288684.htm
Flood Risk for Jack Sparrow if he Drops Anchor Without Home Insurance, Says Confused.com (PRWeb via Yahoo! News)
Johnny Depp has been looking to buy a £5.5 million property near the Norfolk Broads, but if he does settle here, the Pirates of the Caribbean star would need to make sure that his home insurance would protect against the risk of flooding in the area, says Confused.com.
The Car Sharing Shootout: Autoshare vs. Zipcar (Torontoist)
No, it's not carpooling. Yes, it can work for TTC users. And don't even mention the word "rental." Car sharing comes with its fair share of misconceptions, and the recent entry of U.S.-based Zipcar into the Toronto market creates further confusion.
A car for NIS 19 an hour (Haaretz Daily)
The average Israeli car is only driven for an hour a day. Idea: Give up your car and join a vehicle-sharing program. It's a problem in Tel Aviv. Finally, you found a parking space that isn't halfway across the city from your home, so you don't want to give it up under any circumstances.
Pay-As-You-Drive insurance launched (AAP via Yahoo!7 Finance)
Infrequent drivers need only to insure their cars for the kilometres they plan to travel after the launch of the Pay As You Drive insurance policy this week.
SANFORD: Too little, too late for electric cars (Daily Nebraskan)
At the New York International Auto Show on March 20, Progressive Insurance Company and the X Prize Foundation (which provided a multi-million dollar prize for the first private company to launch a man into outer space) announced the Automotive X Prize: $10 million for the first car to achieve 100 miles per gallon fuel efficiency.
Senate rejects luxury car tax (Australian Broadcasting Corporation)
The Federal Government's luxury car tax bill has been defeated in the Senate after Family First Senator Steve Fielding and the Opposition combined to vote against it.
|
Week in Review #36 (2008-09-07)
Technical analysts looking at the major equity market indexes of various countries this weekend must be stunned to see a consistent pattern where pri...
Jimmie Johnson Wins Chevy Rock and Roll 400, 2008 Chase Field Set
Copyright © 2008 Backstretch Motorsports. All Rights Reserved. If you are not reading this in a news reader, the website you are viewing it on is gu...
THE WORLD today!
??????????????????????????? 1. US-Presidential Election 2008 and failed policies of Republican President Bush Barack Obama, winning more than 2206 del...
9 Ways to Build Worthwhile Backlinks To Your Blog
9 Ways to Build Worthwhile Backlinks To Your Blog and today write Another Four Ways to Attract Comments on Your Blog. I think they are good for you to...
Sharing Living Expenses with Roommates
by Eric Jilson A cause of stress in many relationships is money. When a couple or roommates share expenses, arguments can happen quickly if people do...
We also have Open Houses in other areas!
We also have Open Houses in other areas! High Pines?Miami?Pinecrest?Ponce/Davis?South Miami High Pines - Print Map Miami - Print Map Read more...
THE WORLD today!
??????????????????????????? 1. US-Presidential Election 2008 and failed policies of Republican President Bush Barack Obama, winning more than 2206 del...
Prius Vs. Pickup
Prius Vs. Pickup General Comments Not that too many people are actually buying new vehicles these days?.but here is something to consider. Wi...
Do We Really Want Actuarially Sound Insurance Rates? Let?s Go Ask the Wizard
Dorothy: Now which way do we go?Scarecrow: Pardon me, this way is a very nice way.Dorothy: Who said that? [Toto barks at scarecrow]Dorothy: Don?t be s...
Question For AutoBrag: Replacing A Stolen 2008 BMW Key
Question From Robert: wife had purse stolen. Dealer wants 2200 dollars for 1 new key with locks changed or 160 dollars for a new key only. Car wo...
DrumBeat: September 5, 2008
U.S. highway fund crushed by cutback in driving NEW YORK (CNNMoney.com) -- An unprecedented decline in driving will deplete the federal Highway Trus...
McCain: Running in the Past
With interest, which diminished as the evening dragged on, I watched John McCain give the "speech of his life" last night. If the "speech of his lif...
This Post Sucks
Yeah, well, I've got nothing for you today. My creative juices? They got sucked right out of my brain yesterday. My ability to put together a cohe...
Phantom ? A History of the Surreal ? Part 1
The Phantom of the Ring reviews National Wrestling Alliance: The Untold Story of the Monopoly That Strangled Pro Wrestling, by Tim Hornbaker. ECW Pre...
Avoiding Mortgage Mistakes
Buying your very own house is always a very momentous occasion. You can get very excited which often results to carelessness. Oftentimes, people who ...
THE WORLD today!
??????????????????????????? 1. US-Presidential Election 2008 and failed policies of Republican President Bush Barack Obama, winning more than 2206 del...
Credit-Based Car Insurance: The Research
One thing that bugs me is when people say things like "everyone spends 12% more with credit cards, no matter what" without actually reading any of th...
How To Escape A Hurricane By Car [From The Rock You Like Department]
Evacuating from a hurricane involves more than just getting into your car and driving away from the coast. Of the estimated 120 deaths associated wit...
Debt Rattle, September 4 2008: Slaughterhouse Stats
UPDATED 5.00 PM EDT: Wall Street, DJIA, Sep 4 2008, Closing Numbers Ilargi: I thought I?d open today with a look at the New York Stock Exchange. ...
The Terrorist Excuse for Global Financial Surveillance [Part II]
In my most recent blog entry, I described how the United States and other governments have quietly erected a network of technology and law to purport...
|
|
Best Sellers from
|
