|
|
Eleven Money-Saving Auto Insurance Tips For Senior DriversBy Matt McWilliams
Like all drivers, senior citizens (or as I like to call them “seasoned citizens”) want to get the best rates on their auto insurance policies. What they may not be aware of is that older drivers may present a higher risk than other drivers, usually leading to higher auto insurance rates.
Following a few simple tips and taking these measures will ensure that you are getting the lowest rates possible on your auto insurance policy.
1. Avoid more Accidents, Pay Close Attention at Intersections. Auto accidents involving seniors often occur at intersections. Make sure to look ahead if you plan to quickly change lanes after an intersection. Pay attention to protected left turn lanes with their own arrows, and always keep your tires pointed straight ahead when stopped, so that a rear-end accident doesn't push you into oncoming traffic.
2. Follow the flow of traffic, Drive at the at or near the speed limit. Driving too slowly can be just as dangerous as speeding, especially when entering or exiting interstates or freeways. It can also trigger dangerous "road rage" in less patient drivers. You don’t have to be Mario Andretti, but keeping to the right and following the flow of traffic is the safest bet.
3. Many violations include failure to yield right-of-way, improper turning or incorrect lane changes, so keep current on the traffic laws relating to new traffic designs.
4. Sit high enough in your seat so that you can see at least 10 feet in front of your car, advises the National Highway Traffic Safety Administration. If your car seat does not adjust to allow this, add a cushion. This will make it easier to see pedestrians and bike riders, and reduce problems from oncoming headlight glare at night.
5. Do not wear sunglasses or tinted glasses when driving at night. For many older drivers, night vision is reduced, so safety dictates not driving at twilight or after dark.
6. Make sure you learn how to operate a New Car. Things like Anti-lock brakes, for example operate differently in slippery situations. If you have never driven a car with anti-lock brakes, sure to get training on proper use.
7. Senior drivers can refresh their skills and knowledge -- and get a discount on auto insurance in many states -- by taking a refresher driving course, such as the eight-hour "55 Alive" course offered by AARP. More than two-thirds of states mandate auto insurance policy discounts for such courses, and many insurance companies offer the discounts voluntarily.
8. Look for cars with rear-view mirrors that automatically dim and filter out headlight glare.
9. Air bag technology has become more advanced, with sensors that deploy air bags based on the weight of the occupant, reducing air-bag-related injuries. Some new cars also have side air bags in the seats or door frame that offer better protection.
10. Consider fit and comfort in your new car. Seat belts that comfortably fit over your shoulder and low on your lap will keep you safer. Automatic transmission, power steering and power brakes require less physical effort.
11. Last but definitely not least, Check to see which companies offer specific ‘Senior Discounts’ While shopping around for the best auto insurance rates is important, which insurance company you choose might depend on how they treat senior drivers. You'll get their best rates if you're healthy and drive a safe, modern vehicle.
|
The Road Warrior: How parents can buy a safe, reliable car for their teenager (Fort Worth Star-Telegram)
By GORDON DICKSON? Thinking about buying a car for a young driver in your household? It?s easier than ever for parents to do their own research about the safest, most reliable rides for teenagers. Before buying a car, parents can look up crash ratings at the National Highway Traffic Safety Administration?s Web site, safercar.gov. Also, used-car company CarMax recently teamed up with Driver?s ...
AccuQuote Provides Tips to Help Consumers Shop for Term Life Insurance the Right Way (PRWeb)
AccuQuote, a leading provider of term life insurance quotes to people across the United States, highlights the most common mistakes to avoid when buying permanent or term life insurance. (PRWeb Sep 8, 2008) Read the full story at http://www.prweb.com/releases/termlife/insurance/prweb1282954.htm
AccuQuote Provides Tips to Help Consumers Shop for Term Life Insurance the Right Way (PRWeb via Yahoo! News)
AccuQuote, a leading provider of term life insurance quotes to people across the United States, highlights the most common mistakes to avoid when buying permanent or term life insurance.
Credit Crunch To Blame For Insurance Fraud And Traffic Jams (The Motley Fool)
Neil Faulkner explains how you can legitimately lower your insurance costs without bending your ethics.
How to optimize your auto insurance (CNN.com)
We keep our cars tuned up, but what about our automobile insurance? Recently I had a chat with an insurance broker. The topic of conversation? Smart insurance buying.
WILKINSON: Operation This Old Bike: Off to a promising start (Republican-American)
Finding an old motorcycle in a barn, buying it and putting it back on the road is admittedly a clichéd tale. If you read RIDE-CT last Saturday, though, you already know that's what I'm doing with an antique Triumph T100R Daytona, the twist being that I have no mechanical skills myself and am relying on the help of experts and friends to get it running again.
Police recover rare, stolen Ferrari in Sharon (Republican-American)
SHARON ? A rare 1958 Ferrari convertible that was reported stolen in Spain in 1993 was found late Thursday in the collection of Paul L. "Barney" Hallingby, who didn't know the car was stolen when he bought it in 2000.
Consumer protection laws take effect Aug. 1 (Crookston Daily Times)
New laws going into effect Aug. 1 will help consumers get what they pay for, according to Minnesota House Commerce and Labor Committee Chairman Joe Atkins. From new laws that keep concertgoers and sports fans from getting ripped off to new penalties against unscrupulous insurance companies that wrongly deny and delay policyholders' claims, Atkins said 2008 was a great year for Minnesota consumers.
Car enthusiasts comment on rare Ferrari find (The Register Citizen)
SHARON - Knowledgeable automotive enthusiasts shed light on the world of expensive cars Saturday, in the aftermath of police recovering a stolen Ferrari in Sharon on Thursday. Police are continuing the investigation into the theft of the rare 250 PF 1958 Ferrari, stolen in Spain in 1993. It was found at the home of Barney Hallingby, who has not been charged with any crime.
Consumer Reports Analysis: Buying a Late Model Used Car Can Save Thousands Over the First Five Years (The Auto Channel)
YONKERS, NY - September 3, 2008: A new Consumer Reports study of owner costs shows that choosing a reliable three-year-old car instead of a new one can save drivers thousands of dollars over the first five years. In many cases, that's enough to pay for all the gas used during that time.
|
Car Rust Treatment Required For Preventing Rust
Normally a car in US cost around $30,000 and usually you have to pay $430 as monthly installment for 6 long years. Now with taxes, fees and insurance...
Importance Of Acquiring Quotes Before Buying Auto Insurance
Importance Of Acquiring Quotes Before Buying Auto Insurance September 08, 2008 By: Admin Category: Tips Everyone who drives needs auto insurance...
THE WORLD today!
??????????????????????????? 1. US-Presidential Election 2008 and failed policies of Republican President Bush Barack Obama, winning more than 2206 del...
Do Married Couples Need to Buy Life Insurance?
Death. No one wants to think about, especially a newly married couple. However, thinking about the worse case scenario is an essential trait for main...
Get it Business PlanMaker Professional 5.0 on eBay
Get it Business PlanMaker Professional 5.0 on eBay September 7th, 2008 by purchasecellphones9642 Find thrilling Business PlanMaker Professional 5.0 ...
Get it Calculated Industries 4220 Construction Master IV ConcreteCalc Calculator on eBay
Get it Calculated Industries 4220 Construction Master IV ConcreteCalc Calculator on eBay September 7th, 2008 by purchasecellphones9642 Grab Calculat...
Billy Mays And The Shamwow Guy - Torture Comes In Pairs
(ThaLunatic Daily) -- Everyday I tell you stories of teachers abusing students, cops abusing civilians or parents abusing kids. But there is a...
How expensive is a baby?
This post was inspired by my last blog post. It got me thinking about how ridiculous and astronomical all the answers I have ever read are to the ques...
Buy this Kensington Orbit Optical Trackball Mouse 64327 on the web
Buy this Kensington Orbit Optical Trackball Mouse 64327 on the web September 6th, 2008 by businessproposal2622 Kensington Orbit Optical Trackball Mo...
1970 Was a Good Year For Super Bee : Or Cruising Again in My Vintage Auto
Go out and find that special classic car Go out and don't hesitate, there's a world of good condition Super Bees out there. Buy a Super Bee now befor...
Buying a Foreclosure? Here are Some Facts to Consider
Elite Properties agents have been representing buyers on lots of foreclosure sales this year. What?s more, we?re not alone ? some 65% of the more th...
Buy You Staying Young Workout on Amazon
Buy You Staying Young Workout on Amazon September 6th, 2008 by businessproposal2622 Find You Staying Young Workout on Amazon You Staying Young Wo...
Locate interesting Samsung IP 830 Phone online
Locate interesting Samsung IP 830 Phone online September 6th, 2008 by businessproposal2622 Find Samsung IP 830 Phone on Amazon I love my Samsung ...
Grab Norton AntiVirus 2007 3 User Pack on eBay SALE
Grab Norton AntiVirus 2007 3 User Pack on eBay SALE September 6th, 2008 by businessproposal2622 Find Norton AntiVirus 2007 3 User Pack at eBay. ...
Lowest Car Insurance Company - Which one is it?
Since we are all unique in the factors used for determining premiums (age, driving record, etc.), we each have to locate our own "lowest" auto i...
We also have Open Houses in other areas!
We also have Open Houses in other areas! High Pines?Miami?Pinecrest?Ponce/Davis?South Miami High Pines - Print Map Miami - Print Map Read more...
What People Said, by William L. White
Editor?s Comments Hardly anyone outside Emporia, Kansas today remembers William Allen White, but a hundred years ago, this editor of the town?s leadi...
Get this Heavy Metal on the web
Get this Heavy Metal on the web September 6th, 2008 by businessproposal2622 Heavy Metal Heavy Metal is great! I love it so much , the quality is pe...
Meandering Thru The Mortgage Maze - Part 1 Posted By : Kevin Bilberry
Meandering Thru The Mortgage Maze - Part 1 Posted By : Kevin Bilberry A mortgage is just another name for a house-purchasing loan. The home that you...
Get this The Last Emperor Criterion Collection on the web
Get this The Last Emperor Criterion Collection on the web September 5th, 2008 by purchasecellphones9642 The Last Emperor Criterion Collection is gre...
|
|
Best Sellers from
|
