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How To Reduce Car Insurance Premiums

By John Mussi

Here are some useful tips on how to reduce car insurance premiums. Firstly, you need to find a sense of balance between coverage and cost. Apart from negotiating a good deal, there are some other things that you can do to further bring down your car insurance premium for example;

Many insurers average yearly mileage at 12,000 miles. If you do not drive this amount, you can inform your insurer, thus resulting in a reduction in your premium.

Park the car - Parking your car in a secure location such as a locked garage or a secure designated off road parking spot can potentially reduce your premiums.

Bulk buying - Most of the big insurance companies offer all forms of insurance such as home, life etc. You may receive a discount for buying multiple forms of insurance with the same company.

Female drivers are statistically less prone to accidents. Women can avail their quotes from a firm that specialises in covering female drivers.

Anti-theft alarm - Equip your car with electronic central locking and alarm. Most insurance companies have a discount if you have these devices fitted in your car.

Avoid high interest rates - Interest charges are very high if you were to pay your premium in monthly instalments. It would work out cheaper to pay your premium in one lump sum.

Buy on the Internet - Financial products are far cheaper on the Internet than elsewhere. Car insurance is usually about 10% cheaper when you buy online.

Shop around - Be prepared to do the legwork, if you want a good deal.

Check the insurance rating - Some cars are considered to be of a higher risk than others. Before buying a car, check out its insurance group rating as car insurance premiums vary greatly between insurance groups.

Imported cars are expensive to insure - The price of a car bought abroad may be cheaper, but most likely, the insurance won't be. This is because, the parts can be more expensive and difficult to find, so take this into consideration unless you are buying a car fully catered for in UK.

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Blog: Philly Region 8th Most Expensive For Car Insurance
By Jim Donovan: Philadelphia has the eighth-most expensive car insurance in the nation, according to a new insuranceQuotes.com examination of the 25 largest U.S. metropolitan areas. Car insurance in our area costs about 10% more [?]

NJ Car Dealer Ordered to Repay Customers Sold Sandy-Damaged Cars
A New Jersey car dealership operator will have to pay back customers who unknowingly bought superstorm Sandy-damaged cars from his lot, thanks in part to a five-month "ABC's The Lookout" investigation into Sandy-flooded cars being sold on used car lots.

NJ Top Docs Presents Dr. Christophe Oliveira of Rehabilitation Instiute of North Jersey
Dr. Christophe Oliveira announces his new role at the Department of Transportation. (PRWeb August 28, 2014) Read the full story at http://www.prweb.com/releases/2014/08/prweb12129733.htm

Business class for $100? Yes. The five best travel deals this week.
The week's best travel deals include mega-cheap car rentals, free National Parks admission, and a business class flight for $100 (yes, you read that right). 

Small business financial tune-up
Wherever your small business lies in the business lifecycle, it may be time for a financial tune-up. Like the name implies, a financial tune-up is a fresh look at how well your small business is worki

Grant Enfinger gets ARCA victory on DuQuoin Mile dirt
Grant Enfinger celebrates with his crew after scoring the win in Monday's ARCA Racing Series race on the one mile dirt track at the DuQuoin State Fairgrounds.

SR22 Insurance for High Risk Motorists Nationwide Added to Insurance Locator Website
SR22 insurance is now available for high risk motorists to review for affordable rates at the Quotes Pros website at http://quotespros.com/auto-insurance.html . (PRWeb August 28, 2014) Read the full story at http://www.prweb.com/releases/sr22-insurance/car-insurance-quotes/prweb12130777.htm

Kevin Swindell takes ARCA win on Springfield mile dirt
Kevin Swindell took Venturini Motorsports to victory lane on the one mile dirt track at the Illinois State Fairgrounds in Sunday's ARCA Racing Series event.

Justin Boston takes control for ARCA victory at Madison
Justin Boston scored the ARCA Racing Series victory Sunday afternoon at Madison International Speedway. / Photo: Courtesy ARCA Media MADISON, WI - Justin Boston seized the day Sunday at Madison International Speedway, winning the Herr's Live Life with Flavor 200 for his second ARCA Racing Series win of the season.

Economic Activity Expands In All Fed Districts
The Federal Reserve just released its latest...


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