How To Choose The Right Auto Insurance Plan?By Danny Huang
OK let’s face it. There are many different auto insurance company that wants you to join their insurance policy and every company looks like they have the best deals to offer. However, to be honest with you, I think they all look the same to me. So How do you choose which company and which plan for you?
First, you need to ask what your budget is. You need to know what your finical status is and how much you can afford every month for auto insurance. Then you can narrow down some of the more expensive coverage in your insurance plans.
Second, decide the amount of coverage you want. Decide whether you want 15,000$ coverage per accident or 30,000$ coverage per accident. Normally, people will try to save money and choose a lower coverage. Personally, I would recommend choosing full coverage that would an accident fully. The reason is because the price difference between the two are minimal compare to the amount of they cover. For example, the difference maybe 10$ amount which means 120$ a year; however, if you get into an accident, the insurance policy will pay you maybe 50,000 than 15,000. You see the difference?
Lastly, find out what is the price range is for the coverage you have selected. After you know how much you want for your coverage. Go to different companies and ask how much their price is for the same coverage by calling them or checking it on their website. After you know how much different insurance companies cost find a well known brand with the lowest price on the same coverage.
**hint: you can higher your deductibles and lower the cost of the insurance company. However I would not do that since, you only save maybe 5$ a month and you have to put up with more if you get into an accident.
|
Young Narre Warren Footballer Chases (and Catches) Same Sponsor as his Hero, Richmond Tigers Jack Riewoldt
Narre South Lions player, 8-year-old Dylan Burdett, has scored a new sponsor ? Bingle, after contacting the online comprehensive car insurance company directly and explaining he?d like the same sponsor as his hero Richmond?s, Jack Riewoldt.Melbourne / Victoria (PRWEB) May 19, 2012 Narre South Lions player, 8 year old Dylan Burdett, has scored a new sponsor ? Bingle, after contacting the online ...
That old rental car insurance flimflam
My wife rented a car at the Orlando airport from Budget recently. Even though she said she did not want or need the extra loss damage waiver insurance, she was informed that her car insurance was "invalid" and that in order to rent the car she needed Florida insurance.
8-year-old drives car into Dorchester house
An 8-year-old boy drove a car into the front porch of a house this morning in Dorchester, causing an estimated $80,000 in damage, authorities said. The accident happened at about 8:24 a.m. on Mascot Street, the Boston Fire Department said.
Car black boxes could mean cheaper insurance for young drivers
Cars in Northern Ireland are now being fitted with so-called ?black boxes? that could lead to cheaper car insurance for young drivers, the Belfast Telegraph can reveal. Related Stories Fuel tax reduction tops driver poll
How men can beat gender bias in car insurance
Men pay a lot more for auto coverage over their lifetimes than women do -- here are 6 ways for the guys to narrow the gap
Esurance Announces Winner For The "Road To Maker Faire Challenge"
SAN FRANCISCO, May 17, 2012 /PRNewswire/ -- Esurance , the direct-to-consumer personal car insurance company, is pleased to announce the grand prize winner of the "Road to Maker Faire Challenge."(Photo: ...
Do you qualify for a discount?
What lowers your car insurance premiums?
Reforming reform: Fixing no-fault insurance
Between 1971 and 1976, two dozen states adopted what is known as no-fault car insurance.Under no-fault laws, people injured in car accidents are compensated by their own insurance companies unless damages exceed a set amount.
Renting a car can save you money
Figuring out the true costs of a road trip in your own car versus a rental car.
Deaths and Injuries From Car Wrecks - No Seatbelts
I just don't get it. Why don't people wear seatbelts and why don't they restrain their children properly? I just read about a car accident on the Texas New Mexico border that kills three and injures several others. The wreck happened when a vehicle ran a stop sign and hit another vehicle. You don't want to wear a seatbelt because you think it restricts your freedoms - ok - but your 2 year old ...
|
