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How To Save On Your Auto Insurance

By Tom McKnight

Let your fingers do the walkingÖ Remember that Yellow Pages Ad Campaign? Excellent advice if youíre shopping for auto insurance. Shop around and do it yearly. Donít just keep paying the invoice over and over without comparison shopping. Below are a few suggestions to help you get the best deal available on your automobile insurance policy.

Insurance agents really have a lot of leeway. They can price match and they can offer many discounts. There are also many decisions you can make about your policy that will save you a bundle. For example, if you change your deductible on your collision from a $50 deductible to a $1000 deductible, youíre inline for a huge premium savings. If you donít think you could come up with $1000 out of pocket, then change it to a $500 deductible; youíll still save a sizable amount on your annual premium payment.

You can also get more of a savings if you change your comprehensive deductible. Many people needlessly carry full coverage on their older vehicle. They originally purchased the vehicle new, paid for full coverage and to this day, continue to pay the same high rate. Their ten year old vehicle may be worth $1000 or less, yet they continue to pay $250-$450 every six months (total $500 to $900 dollars a year) to keep full coverage on their old vehicle.

However, if they have an accident and totaled their vehicle, the insurance company will only pay them the wholesale value of the vehicle. The amount they would receive could be $1000 or less. A vehicle that old just needs the insurance that protects the other person in case of an accident.

Another method to save more on your insurance is by combining your vehicles and other insurance together to get you additional savings. All insurance companies offer a multi-car discount (if yours doesnít, itís time to switch companies). Further, many will discount more if you have your homeowners or renters policy with them.

There are a few other discounts that you may not be taking advantage of. It seems obvious, but make sure you are getting the correct rate for your age. There are discounts for various ages than can save you lots of money. Check with your agent on this one. Also alarm systems on your vehicle are usually good for a discount. Additionally, anti-lock brakes and air bags can also help lower your premiums.

Donít just keep paying the invoice when it comes in. Your insurance bill should be an automatic trigger for you to make a few phone calls to see if you can save even more money on your auto insurance premiums.

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Detroit Tops U.S. In Car Insurance Costs
Detroit isn't just the car capital of the U.S. ? it's also the king of car-insurance costs. According to insuranceQuotes.com, a subsidiary of finance-info provider Bankrate Insurance, the Motor City and its metropolitan area lay claim to the dubious distinction...

Texas Car Insurance Estimator Now Active for Use at Insurance Website Online
A Texas car insurance estimator tool is now actively used for drivers using the Bright Sky Insurance portal to find affordable pricing at http:/brightskyinsurance.com/auto-insurance.html. (PRWeb August 25, 2014) Read the full story at http://www.prweb.com/releases/texas-car-insurance/auto-insurance-tx/prweb12120383.htm

Car Insurance Quote System for Texas Drivers Updated with 2014 Rates at Insurer Portal
The car insurance quote system built for motorists in the U.S. at the Quotes Pros website is now providing Texas agency rates for 2014 at http://quotespros.com/auto-insurance.html . (PRWeb August 23, 2014) Read the full story at http://www.prweb.com/releases/car-insurance-quote/auto-insurance-texas/prweb12117101.htm

Two Losers In Tesla's Big Gigafactory Deal With Nevada
Tesla Motors' breathtaking incentive package with the state of Nevada has been approved with breathtaking speed. Late Thursday night, Nevada Gov. Brian Sandoval signed four bills providing $1.25 billion in incentives for the electric car manufacturer's gigafactory, which will be located outside Reno.

Nevada Gives $1.3 Billion Tax Break to Electric Car Maker Tesla
Nevada Governor Brian Sandoval signed a package of bills on Thursday to provide $1.3 billion in tax breaks and other incentives for Tesla Motors, putting a bow on the deal for the electric car... -- Read more on ScientificAmerican.com

Cheapest Auto Insurance in Texas Now Featured for Drivers at Insurance Website
Some of the cheapest auto insurance in the state of Texas is now featured for review by motorists at the Quotes Pros website. The insurer finder at http://quotespros.com/auto-insurance.html is available to use. (PRWeb August 23, 2014) Read the full story at http://www.prweb.com/releases/cheapest-car-insurance/auto-insurance-texas/prweb12117067.htm

Nevada lawmakers consider $1.3 billion in tax breaks for electric car maker
Nevada lawmakers on Thursday moved forward a package of bills to provide $1.3 billion in tax breaks and other incentives to Tesla Motors , taking crucial steps toward clinching a deal for the electric car company to build a massive factory in the state. The biggest chunk of the deal, approved by the state senate and set to go to the assembly later in the evening, won support in day two of a ...

Nevada Governor signs $1.3 billion tax break package for electric car maker Tesla
Nevada Governor Brian Sandoval signed a package of bills on Thursday to provide $1.3 billion in tax breaks and other incentives for Tesla Motors, putting a bow on the deal for the electric car company to build a massive factory in the state. "Nevada has announced to the world - not to the country, but to the world - that we are ready to lead," Sandoval said, to applause. Tesla, founded by ...

USS Saratoga arrives in South Texas to be scrapped
BROWNSVILLE ? The decommissioned aircraft carrier USS Saratoga has arrived at its final destination in South Texas, where it will be scrapped.

Nevada Lawmakers Unanimously Approve $1.3 Billion In Tax Breaks For Tesla ?Gigafactory?
An unprecedented package of economic incentives to bring Tesla Motors' $5 billion lithium battery factory to Nevada won unanimous approval from the state Legislature late Thursday and Gov. Brian Sandoval was preparing to quickly sign it into law.


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