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How To Save On Your Auto InsuranceBy Tom McKnight
Let your fingers do the walking… Remember that Yellow Pages Ad Campaign? Excellent advice if you’re shopping for auto insurance. Shop around and do it yearly. Don’t just keep paying the invoice over and over without comparison shopping. Below are a few suggestions to help you get the best deal available on your automobile insurance policy.
Insurance agents really have a lot of leeway. They can price match and they can offer many discounts. There are also many decisions you can make about your policy that will save you a bundle. For example, if you change your deductible on your collision from a $50 deductible to a $1000 deductible, you’re inline for a huge premium savings. If you don’t think you could come up with $1000 out of pocket, then change it to a $500 deductible; you’ll still save a sizable amount on your annual premium payment.
You can also get more of a savings if you change your comprehensive deductible. Many people needlessly carry full coverage on their older vehicle. They originally purchased the vehicle new, paid for full coverage and to this day, continue to pay the same high rate. Their ten year old vehicle may be worth $1000 or less, yet they continue to pay $250-$450 every six months (total $500 to $900 dollars a year) to keep full coverage on their old vehicle.
However, if they have an accident and totaled their vehicle, the insurance company will only pay them the wholesale value of the vehicle. The amount they would receive could be $1000 or less. A vehicle that old just needs the insurance that protects the other person in case of an accident.
Another method to save more on your insurance is by combining your vehicles and other insurance together to get you additional savings. All insurance companies offer a multi-car discount (if yours doesn’t, it’s time to switch companies). Further, many will discount more if you have your homeowners or renters policy with them.
There are a few other discounts that you may not be taking advantage of. It seems obvious, but make sure you are getting the correct rate for your age. There are discounts for various ages than can save you lots of money. Check with your agent on this one. Also alarm systems on your vehicle are usually good for a discount. Additionally, anti-lock brakes and air bags can also help lower your premiums.
Don’t just keep paying the invoice when it comes in. Your insurance bill should be an automatic trigger for you to make a few phone calls to see if you can save even more money on your auto insurance premiums.
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Car enthusiasts comment on rare Ferrari find (The Register Citizen)
SHARON - Knowledgeable automotive enthusiasts shed light on the world of expensive cars Saturday, in the aftermath of police recovering a stolen Ferrari in Sharon on Thursday. Police are continuing the investigation into the theft of the rare 250 PF 1958 Ferrari, stolen in Spain in 1993. It was found at the home of Barney Hallingby, who has not been charged with any crime.
Police recover rare, stolen Ferrari in Sharon (Republican-American)
SHARON ? A rare 1958 Ferrari convertible that was reported stolen in Spain in 1993 was found late Thursday in the collection of Paul L. "Barney" Hallingby, who didn't know the car was stolen when he bought it in 2000.
SORRY, YOUR FERRARI (New York Post)
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BREAKING NEWS: Rare car stolen in Europe found in Sharon (The Register Citizen)
SHARON-Police seized a rare 1958 Ferrari, valued at $5 million and stolen in Europe in 1993, in Sharon last night.
"Pay-as-You-Drive" Insurance Can Provide Major Savings, Expert Says (Centre Daily Times)
With gas prices through the roof and drivers seeking ways to drive less and save more, pay-as-you-drive car insurance is emerging as a prominent way consumers can cut car-related costs.
Ferrari Stolen 15 Years Ago Recovered In Sharon (Hartford Courant)
A classic Ferrari stolen from a warehouse in Spain 15 years ago was recovered Thursday in the northwest corner town of Sharon.
Stolen Ferrari found (The Register Citizen)
SHARON - A rare 1958 Ferrari, stolen in Europe in 1993, was recovered in Sharon Thursday night, police said.
Test of progress: How Merced County treats its poorest points to its future (Merced Sun-Star)
This is how it smells when you're poor.
Hometown heroes saluted by Red Cross (Daily Record)
The American Red Cross on Friday honored 11 local residents, a National Guard battalion and one dog, all of whom had saved a life in the past year, as Hometown Heroes.
New Jersey Parks' Speeders Caught by Mounted Officers (Officer.com)
The department's four-officer mounted unit strategically pick roads in some of the busier parks.
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