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How To Choose The Right Auto Insurance Plan?

By Danny Huang

OK letís face it. There are many different auto insurance company that wants you to join their insurance policy and every company looks like they have the best deals to offer. However, to be honest with you, I think they all look the same to me. So How do you choose which company and which plan for you?

First, you need to ask what your budget is. You need to know what your finical status is and how much you can afford every month for auto insurance. Then you can narrow down some of the more expensive coverage in your insurance plans.

Second, decide the amount of coverage you want. Decide whether you want 15,000$ coverage per accident or 30,000$ coverage per accident. Normally, people will try to save money and choose a lower coverage. Personally, I would recommend choosing full coverage that would an accident fully. The reason is because the price difference between the two are minimal compare to the amount of they cover. For example, the difference maybe 10$ amount which means 120$ a year; however, if you get into an accident, the insurance policy will pay you maybe 50,000 than 15,000. You see the difference?

Lastly, find out what is the price range is for the coverage you have selected. After you know how much you want for your coverage. Go to different companies and ask how much their price is for the same coverage by calling them or checking it on their website. After you know how much different insurance companies cost find a well known brand with the lowest price on the same coverage.

**hint: you can higher your deductibles and lower the cost of the insurance company. However I would not do that since, you only save maybe 5$ a month and you have to put up with more if you get into an accident.

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International Car Insurance News

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Green Light Auto Group Pty Limited (Carboodle) Enters Referral and Broker Agreement with Aussie Car Loans
Sydney, Australia, Sep 11, 2014 - (ABN Newswire) - Cash Converters International Ltd (ASX:CCV.AX - News) ("the Company") is pleased to announce that its subsidiary, Green Light Auto Group (GLA), trading as Carboodle, has entered into a Referral Agreement and a Broker Agreement with Australia's leading online car finance broker, Aussie Car Loans. Under the Referral Agreement, customers that fall ...

Admiral ups dividend by 20 per cent on upbeat set of results
Car insurance firm Admiral has cheered investors with a broadly strong set of full year results, prompting a 20 per cent increase in the total dividend.

Service member's car arrives late, damaged
More than a month after his car was supposed to be delivered by the military contractor that ships service members' vehicles around the world, Petty Officer 2nd Class Richard Hendricksen thought he got good news Thursday when the company called to say his car finally had arrived.

Clements Worldwide Announces Exclusive Partnership with Dubai Starr Sigorta
Partnership unveiled as part of Clements? continued expansion of global insurance offerings into Turkey and other Middle Eastern markets. (PRWeb September 02, 2014) Read the full story at http://www.prweb.com/releases/2014/08/prweb12123767.htm

AT&T Drive Studio and Ericsson Release Global Study on Connected Car Buyers
DALLAS -- Sept. 10, 2014: The AT&T* Drive Studio and Ericsson released data from a new study documenting the significant influence that connected car features and services are expected to have on customers' vehicle purchase decisions in the future.

Agnik and Harman Awarded U.S. DoT Research Contract for Next Generation Usage-Based Insurance
Agnik, a leading data analytics company for connected cars, today announced that it has received a US Department of Transportation Contract for developing advanced mathematical game-theoretic framework-based products in the area of social incentives and mechanism design for usage-based insurance.

Clements Worldwide Announces Appointment of Broking Director to Bolster Expansion of European Operations
Industry expert Kevin Sergeant joins leading global international insurance provider to drive commercial business growth and insurer/broker relationships. (PRWeb August 19, 2014) Read the full story at http://www.prweb.com/releases/2014/08/prweb12094068.htm

Do Self-Driving Cars Spell Doom for Auto Insurers?
The removal of fallible human drivers?and their steady premiums?could create havoc for auto insurers

Few military service members' cars delivered on time
When Petty Officer 2nd Class Richard Hendricksen moved to Guam for the Navy in 2008, he dropped his car off in New Jersey and received it in Guam ahead of schedule.

Nationwide Moves to One Brand
Nationwide Mutual Insurance Company announced today that it will align its products and services under its most recognizable brand?Nationwide.


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