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How To Reduce Car Insurance PremiumsBy John Mussi
Here are some useful tips on how to reduce car insurance premiums. Firstly, you need to find a sense of balance between coverage and cost. Apart from negotiating a good deal, there are some other things that you can do to further bring down your car insurance premium for example;
Many insurers average yearly mileage at 12,000 miles. If you do not drive this amount, you can inform your insurer, thus resulting in a reduction in your premium.
Park the car - Parking your car in a secure location such as a locked garage or a secure designated off road parking spot can potentially reduce your premiums.
Bulk buying - Most of the big insurance companies offer all forms of insurance such as home, life etc. You may receive a discount for buying multiple forms of insurance with the same company.
Female drivers are statistically less prone to accidents. Women can avail their quotes from a firm that specialises in covering female drivers.
Anti-theft alarm - Equip your car with electronic central locking and alarm. Most insurance companies have a discount if you have these devices fitted in your car.
Avoid high interest rates - Interest charges are very high if you were to pay your premium in monthly instalments. It would work out cheaper to pay your premium in one lump sum.
Buy on the Internet - Financial products are far cheaper on the Internet than elsewhere. Car insurance is usually about 10% cheaper when you buy online.
Shop around - Be prepared to do the legwork, if you want a good deal.
Check the insurance rating - Some cars are considered to be of a higher risk than others. Before buying a car, check out its insurance group rating as car insurance premiums vary greatly between insurance groups.
Imported cars are expensive to insure - The price of a car bought abroad may be cheaper, but most likely, the insurance won't be. This is because, the parts can be more expensive and difficult to find, so take this into consideration unless you are buying a car fully catered for in UK.
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Car enthusiasts comment on rare Ferrari find (The Register Citizen)
SHARON - Knowledgeable automotive enthusiasts shed light on the world of expensive cars Saturday, in the aftermath of police recovering a stolen Ferrari in Sharon on Thursday. Police are continuing the investigation into the theft of the rare 250 PF 1958 Ferrari, stolen in Spain in 1993. It was found at the home of Barney Hallingby, who has not been charged with any crime.
WILKINSON: Operation This Old Bike: Off to a promising start (Republican-American)
Finding an old motorcycle in a barn, buying it and putting it back on the road is admittedly a clichéd tale. If you read RIDE-CT last Saturday, though, you already know that's what I'm doing with an antique Triumph T100R Daytona, the twist being that I have no mechanical skills myself and am relying on the help of experts and friends to get it running again.
Association signs lease to run railway museum (San Diego Union-Tribune)
NATIONAL CITY: The city has signed a three-year lease with the nonprofit San Diego Electric Railway Association to operate a history museum and perform rail car restoration at the historic depot.
Aquarium visitors go face to face with sharks (The Joplin Globe)
The shark was ten feet in length and only inches away. Now if I were wading the saltwater flats with a fly rod this would prompt me to return to shore ? quickly. However, Karen and I were standing in a glass tube in the shark tank at the Oklahoma Aquarium in Jenks, Okla.
Smith, Sanders turn in key plays for Gorillas (The Joplin Globe)
CHADRON, Neb. ? Pittsburg State lost a 10-point lead after three quarters against eighth-ranked Chadron State on Saturday. But the No. 14 Gorillas were resilient and bounced back with late heroics to pull out a 38-31 football victory at Elliott Field/Don Beebe Stadium.
Howerton?s 758 sets early pace (The Joplin Globe)
Mark Howerton posted the biggest numbers during the opening weeks of the 2008-2009 season, but Bill Dickens and Marc Ryals weren?t far behind. Mark had a pair of big series at Bowl East, rolling games of 265, 258 and 269 for 792 and riding a 300 game to a 758 set.
NEO shocked at home (The Joplin Globe)
MIAMI, Okla. ? Arkansas Baptist, getting two touchdowns from cornerback Micah McDonald, shocked Northeastern Oklahoma A&M 21-6 in a junior college football game at Robertson Field on Saturday night.
Kansas water commissioner to discuss water rights, Pittsburg permit request (The Joplin Globe)
BAXTER SPRINGS, Kan. ? Katie Tietsort, Kansas Water Commissioner, will be the guest speaker at the next meeting of the Spring River Watershed Restoration and Protection Strategy (WRAPS) group on Tuesday.
Jay Leno (AskMen)
Why Is He Famous? He is the successor to the legendary Johnny Carson as the host of NBC's The Tonight Show , the highest rated late night talk show in the United States.
Briefly in Tompkins (The Ithaca Journal)
The Ithaca Ballet will audition dancers for the 2008-09 season at 12:30 p.m. today at the Ballet Center Studio, 504-506 N. Plain St.
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