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How To Reduce Car Insurance Premiums

By John Mussi

Here are some useful tips on how to reduce car insurance premiums. Firstly, you need to find a sense of balance between coverage and cost. Apart from negotiating a good deal, there are some other things that you can do to further bring down your car insurance premium for example;

Many insurers average yearly mileage at 12,000 miles. If you do not drive this amount, you can inform your insurer, thus resulting in a reduction in your premium.

Park the car - Parking your car in a secure location such as a locked garage or a secure designated off road parking spot can potentially reduce your premiums.

Bulk buying - Most of the big insurance companies offer all forms of insurance such as home, life etc. You may receive a discount for buying multiple forms of insurance with the same company.

Female drivers are statistically less prone to accidents. Women can avail their quotes from a firm that specialises in covering female drivers.

Anti-theft alarm - Equip your car with electronic central locking and alarm. Most insurance companies have a discount if you have these devices fitted in your car.

Avoid high interest rates - Interest charges are very high if you were to pay your premium in monthly instalments. It would work out cheaper to pay your premium in one lump sum.

Buy on the Internet - Financial products are far cheaper on the Internet than elsewhere. Car insurance is usually about 10% cheaper when you buy online.

Shop around - Be prepared to do the legwork, if you want a good deal.

Check the insurance rating - Some cars are considered to be of a higher risk than others. Before buying a car, check out its insurance group rating as car insurance premiums vary greatly between insurance groups.

Imported cars are expensive to insure - The price of a car bought abroad may be cheaper, but most likely, the insurance won't be. This is because, the parts can be more expensive and difficult to find, so take this into consideration unless you are buying a car fully catered for in UK.

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Renting a Car With Your Credit Card: The Devil Is in the Details
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Detroit Tops U.S. In Car Insurance Costs
Detroit isn't just the car capital of the U.S. ? it's also the king of car-insurance costs. According to insuranceQuotes.com, a subsidiary of finance-info provider Bankrate Insurance, the Motor City and its metropolitan area lay claim to the dubious distinction...

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Cashing in on hidden credit card perks
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Web companies are on Goldman?s M&A short list
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COA asks industry experts to help in special audit of Makati building; Nancy slams Senate probe
Experts in the construction industry are being contacted by the Commission on Audit (COA) to assist its audit examiners in conducting a special audit of the parking building constructed in 2007 by the Makati City government. Interviewed in a television morning show yesterday, COA Chairperson Grace Pulido Tan disclose that her office has already contacted experts to help the audit agency ...

Business class for $100? Yes. The five best travel deals this week.
The week's best travel deals include mega-cheap car rentals, free National Parks admission, and a business class flight for $100 (yes, you read that right). 

Irvine is No. 5 Best U.S. City for Soccer Moms and Dads; Which OC Cities Cracked the Top 20?
Irvine has been named the fifth best place in the country for soccer moms (and dads), which shouldn't surprise anyone who has had a kid on a club team from elsewhere in Orange County. Seems l...

Dealer e-Process Uses DataOne?s Vehicle Data Solutions to Generate More Leads for Dealer Clients
DataOne Software, a division of Dominion Dealer Solutions and a leading provider of automotive data and software solutions, today released a case study detailing the advantages Dealer e-Process has realized by utilizing DataOne?s automotive data solutions. (PRWeb September 10, 2014) Read the full story at http://www.prweb.com/releases/2014/09/prweb12156764.htm


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