:::

Car Insurance in MA Information

:::
 




:::

Car Insurance in MA Articles

:::

Understanding Different Types Of Auto Insurance

By Marcus Dubois

Auto Insurance policies can be divided into different categories according to the coverage they provide. Broadly speaking there are four kinds of policies known as Collision Insurance, Comprehensive Coverage Insurance, Uninsured and underinsured Motorist Coverage policies and No Fault Automobile Insurance policy. Besides these, there are policies that take care of other needs like covering an auto loan, paying for towing expenses or paying for the cost of a rented car while your vehicle is being repaired.

The most common insurance policies are:

Collision: Any property damage caused to your vehicle due to an accident caused by any other vehicle or object is covered under this policy. The claim amount cannot exceed the actual cash value of the vehicle and is subject to any deductible.

Comprehensive: Any property damage to your vehicle that is caused by non-collision factors like fire, theft, vandalism, and even natural disasters like flood, hurricane or earthquake is covered under this policy.

Uninsured Motorist Coverage (UM) and underinsured motorist (UIM) coverage: takes cares of any injury that may result to you or to persons insured in your policy from an accident that takes place with another uninsured or underinsured driver or vehicle owner. Generally only body injuries are covered under this policy.

No Fault Auto Insurance Policy: Irrespective of who caused the accident, the insurance company pays for the medical expenses and for the loss of wages that the insured suffers on account of a collision under this policy.

Some other additional coverage that an auto insurance policy holder can buy are:

Property Damage Liability and Bodily Injury Liability: These two policies protect the insured from any claims made against him for causing damage to property including vehicle belonging to another person or for causing any bodily injury or loss of life to other individuals up to the amount mentioned in the policy.

Auto Lease Protection: is an additional protection that you may add to your collision or comprehensive auto insurance policy to take care of any gap that exists between your auto loan amount and the cash value of your vehicle.

Full Tort and Limited Tort: available only in the state of Pennsylvania allows the insured to retain unrestricted rights to bring a lawsuit against a negligent party or recover expenses incurred for certain damages.

Rental Expense: Known as Extended Transportation Expense Coverage, the policy pays for a rental car while your vehicle is being repaired or replaced.

Medical Payments Insurance covers medical expenses for injuries sustained in an accident involving any vehicle for the insured, his passengers and other parties irrespective of whose fault it is.

Towing and Labor: An additional coverage option that can pay for all necessary towing and labor costs to tow your damaged vehicle to a work shop or another location.

Free Quote Car Insurance in MA - Turn 21 Today!


:::

Car Insurance in MA Featured Resources

:::


SEARCH RESULTS

Annuities: The Shocking Secrets Revealed
Discover The Shocking Secrets That Banks And Insurance Companies Don't Want You To Know.

Insurance Leads Generation
Generate Quality New Leads At A Fraction Of The Cost Of Offline Marketing.

Car Auction
From The Gov-Records.com Team!

State Car Auctions
Local Seized Cars and Real Estate Auction Listings


:::

Car Insurance in MA News

:::


Renting a Car With Your Credit Card: The Devil Is in the Details
NEW YORK (MainStreet) -- Credit-card companies like to tout how you'll get free insurance if you rent a car using their card, but a detailed analysis finds that the coverage they provide sometimes excludes big SUVs, overseas rentals and more. "Most people probably have at least one card in their wallet that provides car-insurance coverage, but what's important to understand is that the devil is ...

Detroit Tops U.S. In Car Insurance Costs
Detroit isn't just the car capital of the U.S. ? it's also the king of car-insurance costs. According to insuranceQuotes.com, a subsidiary of finance-info provider Bankrate Insurance, the Motor City and its metropolitan area lay claim to the dubious distinction...

On vacation? Turn your car into cash
Car-sharing companies can help you earn some extra dough while you're away, if you don't mind a stranger behind your wheel

Billionaire Guo Buys Fashion Brands as He Chases Buffett
Guo Guangchang has built Fosun Group on the Buffett model, with insurance operation that are helping provide cash for acquisitions around the globe. Close

Cashing in on hidden credit card perks
Little-used credit card perks like car rental insurance, extended warranties and price adjustments could boost your bottom line.

Web companies are on Goldman?s M&A short list
Yelp, WebMD, TrueCar, Demand Media may be on someone?s shopping list.

COA asks industry experts to help in special audit of Makati building; Nancy slams Senate probe
Experts in the construction industry are being contacted by the Commission on Audit (COA) to assist its audit examiners in conducting a special audit of the parking building constructed in 2007 by the Makati City government. Interviewed in a television morning show yesterday, COA Chairperson Grace Pulido Tan disclose that her office has already contacted experts to help the audit agency ...

Business class for $100? Yes. The five best travel deals this week.
The week's best travel deals include mega-cheap car rentals, free National Parks admission, and a business class flight for $100 (yes, you read that right). 

Irvine is No. 5 Best U.S. City for Soccer Moms and Dads; Which OC Cities Cracked the Top 20?
Irvine has been named the fifth best place in the country for soccer moms (and dads), which shouldn't surprise anyone who has had a kid on a club team from elsewhere in Orange County. Seems l...

Dealer e-Process Uses DataOne?s Vehicle Data Solutions to Generate More Leads for Dealer Clients
DataOne Software, a division of Dominion Dealer Solutions and a leading provider of automotive data and software solutions, today released a case study detailing the advantages Dealer e-Process has realized by utilizing DataOne?s automotive data solutions. (PRWeb September 10, 2014) Read the full story at http://www.prweb.com/releases/2014/09/prweb12156764.htm


:::

Car Insurance in MA Blogs

:::



Google


 

Best Sellers from



GatorDocs

Lighting 2 Light Bulbs



Want to Link to Us?

Link to CarInsuranceHunter.com