How To Choose The Right Auto Insurance Plan?By Danny Huang
OK letís face it. There are many different auto insurance company that wants you to join their insurance policy and every company looks like they have the best deals to offer. However, to be honest with you, I think they all look the same to me. So How do you choose which company and which plan for you?
First, you need to ask what your budget is. You need to know what your finical status is and how much you can afford every month for auto insurance. Then you can narrow down some of the more expensive coverage in your insurance plans.
Second, decide the amount of coverage you want. Decide whether you want 15,000$ coverage per accident or 30,000$ coverage per accident. Normally, people will try to save money and choose a lower coverage. Personally, I would recommend choosing full coverage that would an accident fully. The reason is because the price difference between the two are minimal compare to the amount of they cover. For example, the difference maybe 10$ amount which means 120$ a year; however, if you get into an accident, the insurance policy will pay you maybe 50,000 than 15,000. You see the difference?
Lastly, find out what is the price range is for the coverage you have selected. After you know how much you want for your coverage. Go to different companies and ask how much their price is for the same coverage by calling them or checking it on their website. After you know how much different insurance companies cost find a well known brand with the lowest price on the same coverage.
**hint: you can higher your deductibles and lower the cost of the insurance company. However I would not do that since, you only save maybe 5$ a month and you have to put up with more if you get into an accident.
Renting a Car With Your Credit Card: The Devil Is in the Details
NEW YORK (MainStreet) -- Credit-card companies like to tout how you'll get free insurance if you rent a car using their card, but a detailed analysis finds that the coverage they provide sometimes excludes big SUVs, overseas rentals and more. "Most people probably have at least one card in their wallet that provides car-insurance coverage, but what's important to understand is that the devil is ...
Not Caring About Personal Privacy Might Lead to Auto Insurance Discounts, Says 4AutoInsuranceQuote
The Website Just Posted a New Article that Explains How People who are Not Concerned with this Issue Might Get Better Auto Insurance Rates New York, NY / ACCESSWIRE / September 12, 2014 / 4AutoInsuranceQuote.com, ...
Free Car Payment Insurance: What's The Catch?
Many dealers are offering payment protection plans on new cars. Are they right for you?
Detroit Has Most Expensive Car Insurance, Charlotte Has Cheapest
SAN FRANCISCO, Sept. 11, 2014 /PRNewswire/ --†Detroit has the most expensive car insurance and Charlotte has the cheapest, according to a new insuranceQuotes.com examination of average premiums in the ...
Car Insurance Santa Ana CA: Target Up Insurance Is Expanding
SANTA ANA, Calif., Sept. 10, 2014 /PRNewswire-iReach/ -- Car Insurance Santa Ana CA - After 30 plus years in the insurance business providing excellent coverage at reasonable prices to their customers, Target Up Insurance is pleased to announce their expansion into the Santa Ana area. There are plenty of national chains and insurance companies already in the Santa Ana region, but Target Up is ...
Car Insurance Yorba Linda CA: Target Up Insurance is Expanding
YORBA LINDA, Calif., Sept. 10, 2014 /PRNewswire-iReach/ -- Car Insurance Yorba Linda CA - Car insurance is not something many consider on a regular basis, and when it is time to start thinking, many just go with the first major company they find on the television or online. This is a shame, particularly because Target Up Insurance, a company with over 30 years of service in the Southern ...
BPI Family Auto Loan brings back Auto Madness Fever
GO CRAZY over the biggest car sale of the year from BPI Family Auto Loan as it brings back a bigger, better, and madder than ever, BPI Auto Madness this whole month of September! Enjoy ridiculously low loan rates, free 1-year comprehensive insurance, and a wide selection of participating car models, only from the Philippine?s first bank.
Detroit Tops U.S. In Car Insurance Costs
Detroit isn't just the car capital of the U.S. ? it's also the king of car-insurance costs. According to insuranceQuotes.com, a subsidiary of finance-info provider Bankrate Insurance, the Motor City and its metropolitan area lay claim to the dubious distinction...
Is a Car Lease for Business Tax-Savvy?
Leasing or buying a car for business can have tax benefits. Which is right for you?
A Primer on Student Car Insurance Discounts
A good student discount can help lower your insurance premium and give college kids and teens an incentive to hit the books.