:::

Credit Card Car Rental Insurance Information

:::
 




:::

Credit Card Car Rental Insurance Articles

:::

Understanding Your Auto Insurance

By Tom McKnight

Reading auto insurance policies can be like trying to decipher advanced calculus. It's really not that difficult if you understand a few basic terms. Collision, Comprehensive, Bodily Injury Liability and Property Injury Liability are the main terms you need to fully understand.

You'll appreciate Collision Coverage in the event you need repairs or replacements if your vehicle collides with another vehicle or property. The higher the deductible you elect, the lower your premiums will cost you. If you're at fault for something, well of course it would still be an accident, as I doubt you'd plan to run into that guard rail, but how much would you be able to afford to pay out of pocket for repairs? $250? $500? $1,000? Just like medical insurance, you'd have to pay that deductible amount first and then the insurance company would pay for the remaining charges for the repair.

Another term to become intimately familiar with is Comprehensive Coverage. This is the coverage that pays for damage caused from falling objects, fire, certain natural disasters, theft and vandalism. Deductibles work the same way as with Collision; the more out of pocket costs to you, the less your insurance premium.

In addition to knowing how much Collision and Comprehensive coverage you have, you'll want to know about your liability coverage. Let's say you rear-end another driver. Or your foot slips off the brake onto the gas pedal and you plow down a mailbox. Your liability coverage will kick in and pay for the damages that you caused with your insured vehicle. You liability coverage will, or could, include bodily injury (people) and property damage.

You don't want to go without Bodily Injury Coverage. If you were at fault in an accident and others involved needed to go to the hospital and/or lost wages from missing work, those costs would come out of your pocket if you are not insured with Bodily Injury Coverage. It doesn't take a genius to know how quickly those amounts can add up. This type of coverage can also help you in the event the other party takes legal action against you. Many states require you to carry Bodily Injury Coverage.

The other part of liability includes Property Damage coverage. Can you imagine how much it might cost should you accidentally drive into the side of someone's home? You wouldn't want to be caught without property damage insurance should you need to pay for repairs to another vehicle, building or anything else you might hit. As with Bodily Injury coverage, Property Damage coverage also helps protect you in the event of a related lawsuit.

Every policy will have its limits and various degrees of coverage. It's important that you understand the basics of what you are paying for and why it is necessary. No one plans for an accident, be prepared!

Free Quote Credit Card Car Rental Insurance - Turn 21 Today!


:::

Credit Card Car Rental Insurance Featured Resources

:::


SEARCH RESULTS

Annuities: The Shocking Secrets Revealed
Discover The Shocking Secrets That Banks And Insurance Companies Don't Want You To Know.

Insurance Leads Generation
Generate Quality New Leads At A Fraction Of The Cost Of Offline Marketing.

Car Auction
From The Gov-Records.com Team!

State Car Auctions
Local Seized Cars and Real Estate Auction Listings


:::

Credit Card Car Rental Insurance News

:::


Renting a Car With Your Credit Card: The Devil Is in the Details
NEW YORK (MainStreet) -- Credit-card companies like to tout how you'll get free insurance if you rent a car using their card, but a detailed analysis finds that the coverage they provide sometimes excludes big SUVs, overseas rentals and more. "Most people probably have at least one card in their wallet that provides car-insurance coverage, but what's important to understand is that the devil is ...

When do you need to buy car rental insurance?
Relying on credit card benefits for insurance when renting a car could end up costing you if you?re unaware of these common situations that aren?t covered.

Renting a car? Know whether your card adds insurance
Renting a car can put your credit card benefits into play, but only if you know what's covered and avoid the exclusions

6 Smart Ways to Use a Credit Card
We know too well the downside of using credit cards, but there's also an upside. Here are some of the advantages of credit cards.

Why many millennials don't have credit cards
According to a new report, over 60 percent of so-called millennials, people ages 18 to 29, do not own credit cards

Credit card benefits you're missing
Little-used credit card perks like car rental insurance, extended warranties and price adjustments could boost your bottom line.

Cashing in on hidden credit card perks
Little-used credit card perks like car rental insurance, extended warranties and price adjustments could boost your bottom line.

5 Common-Sense Tips to Help Avoid Credit Card Fraud, ID Theft
You may not know it, but you stand a much greater chance of falling victim to identity theft today than you did a few years ago.

How to Avoid Becoming the 1 in 3 Suffering Credit Card Fraud, ID Theft
You may not know it, but you stand a much greater chance of falling victim to identity theft today than

Study Grades Credit Card Auto Rental Insurance Coverages
While all four major card networks provide some form of rental car insurance coverage to their customers, types and levels of coverage vary greatly by card, according to the ?2014 Credit Card Auto Rental Insurance Report? by CardHub, an online credit card search and compare tool.


:::

Credit Card Car Rental Insurance Blogs

:::



Google


 

Best Sellers from



GatorDocs

Lighting 2 Light Bulbs



Want to Link to Us?

Link to CarInsuranceHunter.com