Eleven Money-Saving Auto Insurance Tips For Senior DriversBy Matt McWilliams
Like all drivers, senior citizens (or as I like to call them “seasoned citizens”) want to get the best rates on their auto insurance policies. What they may not be aware of is that older drivers may present a higher risk than other drivers, usually leading to higher auto insurance rates.
Following a few simple tips and taking these measures will ensure that you are getting the lowest rates possible on your auto insurance policy.
1. Avoid more Accidents, Pay Close Attention at Intersections. Auto accidents involving seniors often occur at intersections. Make sure to look ahead if you plan to quickly change lanes after an intersection. Pay attention to protected left turn lanes with their own arrows, and always keep your tires pointed straight ahead when stopped, so that a rear-end accident doesn't push you into oncoming traffic.
2. Follow the flow of traffic, Drive at the at or near the speed limit. Driving too slowly can be just as dangerous as speeding, especially when entering or exiting interstates or freeways. It can also trigger dangerous "road rage" in less patient drivers. You don’t have to be Mario Andretti, but keeping to the right and following the flow of traffic is the safest bet.
3. Many violations include failure to yield right-of-way, improper turning or incorrect lane changes, so keep current on the traffic laws relating to new traffic designs.
4. Sit high enough in your seat so that you can see at least 10 feet in front of your car, advises the National Highway Traffic Safety Administration. If your car seat does not adjust to allow this, add a cushion. This will make it easier to see pedestrians and bike riders, and reduce problems from oncoming headlight glare at night.
5. Do not wear sunglasses or tinted glasses when driving at night. For many older drivers, night vision is reduced, so safety dictates not driving at twilight or after dark.
6. Make sure you learn how to operate a New Car. Things like Anti-lock brakes, for example operate differently in slippery situations. If you have never driven a car with anti-lock brakes, sure to get training on proper use.
7. Senior drivers can refresh their skills and knowledge -- and get a discount on auto insurance in many states -- by taking a refresher driving course, such as the eight-hour "55 Alive" course offered by AARP. More than two-thirds of states mandate auto insurance policy discounts for such courses, and many insurance companies offer the discounts voluntarily.
8. Look for cars with rear-view mirrors that automatically dim and filter out headlight glare.
9. Air bag technology has become more advanced, with sensors that deploy air bags based on the weight of the occupant, reducing air-bag-related injuries. Some new cars also have side air bags in the seats or door frame that offer better protection.
10. Consider fit and comfort in your new car. Seat belts that comfortably fit over your shoulder and low on your lap will keep you safer. Automatic transmission, power steering and power brakes require less physical effort.
11. Last but definitely not least, Check to see which companies offer specific ‘Senior Discounts’ While shopping around for the best auto insurance rates is important, which insurance company you choose might depend on how they treat senior drivers. You'll get their best rates if you're healthy and drive a safe, modern vehicle.
Five ways to keep your beater car on the road forever
I am driving around town in a 15-year-old beater these days. The ride is...pleasant. The premium sound system still offers that healthy escape from the rigors of the road, and the leather seats are in better shape than the den sofa I bought brand new five years ago. I could take this car across the country tomorrow without a care or a concern. It does everything I ask of it. This blue Buick ...
Technology Is Radically Changing The Advertising Business ? And The Consequences Are Profound
The Economist A FEW MONTHS ago Progressive, an insurance company, ran a video ad on Facebook featuring a grown man who acts like a baby and is carried around in a sling. The ad urged youngsters to ?act your age? by renouncing their parents? car insurance and buying their own. When Facebook employees chuckled about it during a meeting, David Fischer, the firm?s 41-year-old head of marketing ...
For Drivers in Belgium, God Is Their Insurance Agent
SCHERPENHEUVEL, Belgium?Belgium's roads are among the riskiest in Europe so thousands of drivers come here to take out an Almighty insurance policy. For Mariano Duye, the trip is a family tradition. His mother used to take him to Scherpenheuvel to have the family car blessed. He lives in Leuven, a half-hour drive from Scherpenheuvel, and has brought each of the five cars he has owned to the ...
When to Drop Collision? Insurance.com Data Reveals When Drivers Decide to Risk it All
Insurance.com analysis details the percentage of vehicles, from new to 20 years old, whose owners forgo collision coverage to save money. (PRWeb September 09, 2014) Read the full story at http://www.prweb.com/releases/2014/09/prweb12149509.htm
The Radically Changing Advertising Business Has Profound Consequences
A FEW MONTHS ago Progressive, an insurance company, ran a video ad on Facebook featuring a grown man who acts like a baby and is carried around in a sling. The ad urged youngsters to "act your age" by renouncing their parents' car insurance and buying their own. When Facebook employees chuckled about it during a meeting, David Fischer, the firm's 41-year-old head of marketing, wondered why he ...
Insurance.com, Which Compares Auto Insurance Rates for Drivers Across the U.S., Delivers 11 Millionth Quote
Insurance.com's user friendliness is a key to its success, lets users 'test drive' policies before they buy. (PRWeb August 25, 2014) Read the full story at http://www.prweb.com/releases/2014/08/prweb12116474.htm
Older Honda Accords, Civics continue to top most stolen car rankings
Honda?s Accord and Civic sedans were the two most stolen vehicles in America last year, according to the latest Hot Wheels report from the National Insurance Crime Bureau.
Living And Death Benefit Riders: How Do They Work?
Find out how these different riders work, and which type is right for you.
In Belgium, Drivers Seeking Safe Travels Have Their Cars Blessed by a Priest
SCHERPENHEUVEL, Belgium?Belgium's roads are among the riskiest in Europe so thousands of drivers come here to take out an Almighty insurance policy. Every year, more than 5,000 people?most of them Belgian, ...
Family capitalism?s insidious return: How billionaires are undermining America
The Kochs are only the most conspicuous 1 percenters who believe they can fashion the country in their image