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How To Choose The Right Auto Insurance Plan?

By Danny Huang

OK letís face it. There are many different auto insurance company that wants you to join their insurance policy and every company looks like they have the best deals to offer. However, to be honest with you, I think they all look the same to me. So How do you choose which company and which plan for you?

First, you need to ask what your budget is. You need to know what your finical status is and how much you can afford every month for auto insurance. Then you can narrow down some of the more expensive coverage in your insurance plans.

Second, decide the amount of coverage you want. Decide whether you want 15,000$ coverage per accident or 30,000$ coverage per accident. Normally, people will try to save money and choose a lower coverage. Personally, I would recommend choosing full coverage that would an accident fully. The reason is because the price difference between the two are minimal compare to the amount of they cover. For example, the difference maybe 10$ amount which means 120$ a year; however, if you get into an accident, the insurance policy will pay you maybe 50,000 than 15,000. You see the difference?

Lastly, find out what is the price range is for the coverage you have selected. After you know how much you want for your coverage. Go to different companies and ask how much their price is for the same coverage by calling them or checking it on their website. After you know how much different insurance companies cost find a well known brand with the lowest price on the same coverage.

**hint: you can higher your deductibles and lower the cost of the insurance company. However I would not do that since, you only save maybe 5$ a month and you have to put up with more if you get into an accident.

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New Program from Liberty Mutual Insurance Play Positive? Renews Spirit of Sportsmanship in Youth Sports
BOSTON, Sept. 8, 2014 /PRNewswire/ --†With schools back in session and fall sports practices across the country underway, Liberty Mutual Insurance looks to shine a new light on the importance of sportsmanship in youth sports. †Liberty Mutual today introduces the Play Positive? Pledge, an opportunity for youth sports teams and organizations to earn $2,500 for pledging their commitment to ...

Liberty Lake RV dealerships report more problems - Sat, 13 Sep 2014 PST
More problems were reported at RV dealerships in Liberty Lake the week of Sept. 2-8 after a summer of thefts and vandalism. The Liberty Lake Police Department responded twice to the 19000 block of East Cataldo Avenue on Sept. 2. Shortly after noon a business reported that someone had broken into an RV in a secured location and there was blood inside. There were no signs that anyone had forced ...

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Satisfaction with auto insurance has reached an all-time high, according to the latest J.D. Power survey.

Accident scam: Man faces 53 more charges
Fifty-three more charges were piled on a car workshop owner yesterday over an alleged road accident scam, bringing the total number he faces to 81. Sollihin Anhar, 41, allegedly schemed with others to cheat insurance companies into processing claims for staged accidents between 2011 and last year. They allegedly defrauded insurance companies such as Liberty, SHC, Tokio Marine, China Taiping, AXA ...

Slammer Slams, Swoop and Stop - Driver Awareness When it Comes to Auto Accidents and Fraud, is of Key Importance, Says ...
All too often, dishonest people will use schemes against unsuspecting drivers; Darras offers tips to spot a con and prevent being a potential victim. (PRWeb September 10, 2014) Read the full story at http://www.prweb.com/releases/2014/09/prweb12156756.htm

800+ Global Insurance Telematics Leaders Unite in Chicago Today to Rewrite the UBI Rule Book as Insurers Re-brand to ...
Telematics Update: Today, 800+ automakers, insurers, auto agents and telematics execs including Allstate, Progressive, Liberty Mutual, Farmers Insurance and Ford have united at Insurance Telematics USA 2014 to discuss how to position UBI as a mainstream product by delivering undisputable value to consumers. (PRWeb September 03, 2014) Read the full story at http://www.prweb.com/releases/2014/09 ...

Drivers stranded in flooded streets across Hampton Roads
Currituck County and Northampton County, VA Public Schools are on a two hour delay Tuesday morning. VIRGINIA BEACH -- Heavy rain Monday caused flooded streets across Hampton Roads. In Suffolk, numerous vehicles were stranded on Respass Beach Road from Hampton Roads Parkway to Burbage Lake Circle.† Officials said 18 to 30 inches of water covered the road.† Several stranded drivers were helped by ...

Parents' Driving Behavior Is Not Better Than Teens'
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Windows to New Worlds
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