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How To Choose The Right Auto Insurance Plan?

By Danny Huang

OK letís face it. There are many different auto insurance company that wants you to join their insurance policy and every company looks like they have the best deals to offer. However, to be honest with you, I think they all look the same to me. So How do you choose which company and which plan for you?

First, you need to ask what your budget is. You need to know what your finical status is and how much you can afford every month for auto insurance. Then you can narrow down some of the more expensive coverage in your insurance plans.

Second, decide the amount of coverage you want. Decide whether you want 15,000$ coverage per accident or 30,000$ coverage per accident. Normally, people will try to save money and choose a lower coverage. Personally, I would recommend choosing full coverage that would an accident fully. The reason is because the price difference between the two are minimal compare to the amount of they cover. For example, the difference maybe 10$ amount which means 120$ a year; however, if you get into an accident, the insurance policy will pay you maybe 50,000 than 15,000. You see the difference?

Lastly, find out what is the price range is for the coverage you have selected. After you know how much you want for your coverage. Go to different companies and ask how much their price is for the same coverage by calling them or checking it on their website. After you know how much different insurance companies cost find a well known brand with the lowest price on the same coverage.

**hint: you can higher your deductibles and lower the cost of the insurance company. However I would not do that since, you only save maybe 5$ a month and you have to put up with more if you get into an accident.

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Detroit Tops U.S. In Car Insurance Costs
Detroit isn't just the car capital of the U.S. ? it's also the king of car-insurance costs. According to insuranceQuotes.com, a subsidiary of finance-info provider Bankrate Insurance, the Motor City and its metropolitan area lay claim to the dubious distinction...

Cheapest Florida Car Insurance Policies Added to Search Finder at Insurance Portal Online
Cheapest Florida car insurance can now be searched using the Quotes Pros system at http://quotespros.com/auto-insurance.html . Low rates are now offered by U.S. companies. (PRWeb August 14, 2014) Read the full story at http://www.prweb.com/releases/cheapest-florida-car/insurance-quotes-rates/prweb12097448.htm

Cheapest Car Insurance for Florida Drivers Added to Quotes System at Insurer Website
Some of the cheapest car insurance for drivers in Florida is now viewable when using the digital finder system built at the Auto Pros website. A source of price data is now viewable at http://autoprosusa.com/auto-insurance . (PRWeb August 27, 2014) Read the full story at http://www.prweb.com/releases/cheapest-auto-insurance/car-insurance-florida/prweb12127484.htm

Florida Car Insurance Prices Now Viewable for 2014 at Insurance Portal Website
Florida car insurance rates for motorists are now viewable for 2014 discounts at the Quotes Pros insurer portal at http://quotespros.com/auto-insurance.html . (PRWeb August 16, 2014) Read the full story at http://www.prweb.com/releases/florida-car-insurance/auto-insurance-quote/prweb12100233.htm

The Most & Least Expensive States for Owning a Car
Insurance premiums and repairs make up a lot of a car owner's expenses, but one thing really drives the annual costs of operating a car: How much you drive.

Car Appraisals & Claims LLC is Now Hiring Vehicle Valuation Experts and Auto Damage Appraisers
Florida car appraisal company is now hiring professional vehicle inspection experts in multiple cities. (PRWeb August 31, 2014) Read the full story at http://www.prweb.com/releases/Car-Appraisal-Claims/Hiring-Florida/prweb12134789.htm

How Credit Scores Can Boost Home Insurance Premiums
Got so-so credit? You are likely paying more in premiums than people with excellent credit.

Class Action Lawsuit Filed Against JFK Medical Center and HCA for Exorbitant and Unlawful Billing of Auto Accident ...
Charging that JFK Medical Center and parent company HCA, Inc., are in violation of Florida?s Deceptive and Unfair Practices Act, two Florida women recently filed a class action lawsuit in Florida state court challenging they and others like them were billed exorbitant and unreasonable fees for emergency radiological services covered in part by their Florida Personal Injury Protection insurance.

Martinez Insurance Group Initiates Charity Campaign to Again Collaborate with the Ann Stork Center in Support of a ...
Martinez Insurance Group debuts a new charity campaign in South Florida to support Ann Stork Center, a center dedicated to enriching the lives of children and adults with developmental disabilities. The Agency will direct raised funds to purchase a special stroller for Za?Carrya, who has been diagnosed with Cerebral Palsy. (PRWeb September 11, 2014) Read the full story at http://www.prweb.com ...

Car Appraisals & Claims LLC, the Southeast?s Premier Car Appraisal Company is Now Offering Diminished Value Appraisals ...
Florida residents can now order Diminished Value appraisals from Car Appraisals & Claims LLC. (PRWeb August 31, 2014) Read the full story at http://www.prweb.com/releases/Florida-Diminished-Value/Car-Appraisal/prweb12134759.htm


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