:::

Florida Car Insurance Information

:::
 




:::

Florida Car Insurance Articles

:::

Understanding All Auto Insurance Claims

By Sher Matsen

If you are involved in an accident it is important that you know the proper procedure for filing an insurance claim. You will most likely need to deal with one or more adjusters who will determine the insurance salvage. Follow these simple tips to make sure you have taken all the necessary steps to collect the correct information and follow the correct procedure.

Do your self a favor and prepare in advance. Know the laws and the reporting requirements of the state you live in and drive in. Always carry an accident package in your car. It should contain paper, pen, and accident reporting form which are available online free from the DMV.

If an accident occurs remain calm and stop your car. If there are injuries do what you can to make the person or persons comfortable. Call the EMT to treat any injured parties and call the police.

If you smell gas or if the car is on fire clear all persons away from the area. Do not move seriously injured people unless it is a threat to their lives to leave them where they are.

If the accident is minor and there is only property damage and no injuries, put your hazard lights on and drive both vehicles to a safe location at the side of the road. Set up flare or reflective triangles in the rear and side of the cars to ensure other motorists are aware of your location.

Both drivers need exchange car insurance information. You also need to exchange the names of the drivers, all passengers in the vehicle, and any witnesses. As well as names you should obtain complete addresses and telephone numbers.

Next you will need to contact your insurance company and if you feel you need to contact a lawyer now is the time to do so.

Your car insurance company will need to collect all pertinent information. They will need the year, make, model, and license plate number of the other car. They will also need the drivers name, address, telephone number, date of birth, and his or her driver’s license number as well as the issuing state.

If the other drive is not insured obtain as much information as you can then notify the police. Both the police and the insurance company will want the full names, addresses, and phone numbers of all witnesses.

If the police attend the accident scene request a business card from the attending officer that gives his full name and how you might reach him.

If you have a digital camera handy take plenty of photos. These days many people have a digital camera built right into their cell phone which is very convenient.

As soon as you are able, write down all details pertaining to the accident. Information such as weather conditions, pavement conditions, visibility and lightening could all become very important in determining who was at fault.

You also need to record the estimated speed of both vehicles. As well do a sketch of the accident scene marking the direction each driver was traveling. Make notes of things such as stop signs, traffic lights, other vehicles on the roadway, and any obstacles.

You should also record all damage to the car and any other property as well as all body injuries no matter how minor they appear.

Whatever you do, do not discuss who is at fault with the other driver. Insurance companies recommend you do not engage in conversation about fault. Give the police officer an account of the accident but in privacy away from the other driver.

Remember no one can force you to give details of the accident or admit blame. You always have the right to consult a lawyer before answering any questions.

Let’s hope you never have to file an insurance claim. But if you are well prepared should an accident occur you will be much more likely to record the necessary information to ensure that your claim proceeds smoothly.

Free Quote Florida Car Insurance - Turn 21 Today!


:::

Florida Car Insurance Featured Resources

:::


SEARCH RESULTS

Annuities: The Shocking Secrets Revealed
Discover The Shocking Secrets That Banks And Insurance Companies Don't Want You To Know.

Insurance Leads Generation
Generate Quality New Leads At A Fraction Of The Cost Of Offline Marketing.

Car Auction
From The Gov-Records.com Team!

State Car Auctions
Local Seized Cars and Real Estate Auction Listings


:::

Florida Car Insurance News

:::


Detroit Tops U.S. In Car Insurance Costs
Detroit isn't just the car capital of the U.S. ? it's also the king of car-insurance costs. According to insuranceQuotes.com, a subsidiary of finance-info provider Bankrate Insurance, the Motor City and its metropolitan area lay claim to the dubious distinction...

Cheapest Florida Car Insurance Policies Added to Search Finder at Insurance Portal Online
Cheapest Florida car insurance can now be searched using the Quotes Pros system at http://quotespros.com/auto-insurance.html . Low rates are now offered by U.S. companies. (PRWeb August 14, 2014) Read the full story at http://www.prweb.com/releases/cheapest-florida-car/insurance-quotes-rates/prweb12097448.htm

Cheapest Car Insurance for Florida Drivers Added to Quotes System at Insurer Website
Some of the cheapest car insurance for drivers in Florida is now viewable when using the digital finder system built at the Auto Pros website. A source of price data is now viewable at http://autoprosusa.com/auto-insurance . (PRWeb August 27, 2014) Read the full story at http://www.prweb.com/releases/cheapest-auto-insurance/car-insurance-florida/prweb12127484.htm

Florida Car Insurance Prices Now Viewable for 2014 at Insurance Portal Website
Florida car insurance rates for motorists are now viewable for 2014 discounts at the Quotes Pros insurer portal at http://quotespros.com/auto-insurance.html . (PRWeb August 16, 2014) Read the full story at http://www.prweb.com/releases/florida-car-insurance/auto-insurance-quote/prweb12100233.htm

The Most & Least Expensive States for Owning a Car
Insurance premiums and repairs make up a lot of a car owner's expenses, but one thing really drives the annual costs of operating a car: How much you drive.

Car Appraisals & Claims LLC is Now Hiring Vehicle Valuation Experts and Auto Damage Appraisers
Florida car appraisal company is now hiring professional vehicle inspection experts in multiple cities. (PRWeb August 31, 2014) Read the full story at http://www.prweb.com/releases/Car-Appraisal-Claims/Hiring-Florida/prweb12134789.htm

How Credit Scores Can Boost Home Insurance Premiums
Got so-so credit? You are likely paying more in premiums than people with excellent credit.

Class Action Lawsuit Filed Against JFK Medical Center and HCA for Exorbitant and Unlawful Billing of Auto Accident ...
Charging that JFK Medical Center and parent company HCA, Inc., are in violation of Florida?s Deceptive and Unfair Practices Act, two Florida women recently filed a class action lawsuit in Florida state court challenging they and others like them were billed exorbitant and unreasonable fees for emergency radiological services covered in part by their Florida Personal Injury Protection insurance.

Martinez Insurance Group Initiates Charity Campaign to Again Collaborate with the Ann Stork Center in Support of a ...
Martinez Insurance Group debuts a new charity campaign in South Florida to support Ann Stork Center, a center dedicated to enriching the lives of children and adults with developmental disabilities. The Agency will direct raised funds to purchase a special stroller for Za?Carrya, who has been diagnosed with Cerebral Palsy. (PRWeb September 11, 2014) Read the full story at http://www.prweb.com ...

Car Appraisals & Claims LLC, the Southeast?s Premier Car Appraisal Company is Now Offering Diminished Value Appraisals ...
Florida residents can now order Diminished Value appraisals from Car Appraisals & Claims LLC. (PRWeb August 31, 2014) Read the full story at http://www.prweb.com/releases/Florida-Diminished-Value/Car-Appraisal/prweb12134759.htm


:::

Florida Car Insurance Blogs

:::



Google


 

Best Sellers from



GatorDocs

Lighting 2 Light Bulbs



Want to Link to Us?

Link to CarInsuranceHunter.com