How To Choose The Right Auto Insurance Plan?By Danny Huang
OK letís face it. There are many different auto insurance company that wants you to join their insurance policy and every company looks like they have the best deals to offer. However, to be honest with you, I think they all look the same to me. So How do you choose which company and which plan for you?
First, you need to ask what your budget is. You need to know what your finical status is and how much you can afford every month for auto insurance. Then you can narrow down some of the more expensive coverage in your insurance plans.
Second, decide the amount of coverage you want. Decide whether you want 15,000$ coverage per accident or 30,000$ coverage per accident. Normally, people will try to save money and choose a lower coverage. Personally, I would recommend choosing full coverage that would an accident fully. The reason is because the price difference between the two are minimal compare to the amount of they cover. For example, the difference maybe 10$ amount which means 120$ a year; however, if you get into an accident, the insurance policy will pay you maybe 50,000 than 15,000. You see the difference?
Lastly, find out what is the price range is for the coverage you have selected. After you know how much you want for your coverage. Go to different companies and ask how much their price is for the same coverage by calling them or checking it on their website. After you know how much different insurance companies cost find a well known brand with the lowest price on the same coverage.
**hint: you can higher your deductibles and lower the cost of the insurance company. However I would not do that since, you only save maybe 5$ a month and you have to put up with more if you get into an accident.
How Credit Scores Can Boost Home Insurance Premiums
Got so-so credit? You are likely paying more in premiums than people with excellent credit.
Big or small, Maryland banks try to stand out in market
Banks in Maryland are coming up with new services and special offers as a way of surviving and thriving in what all agree is a competitive market.
Taking out insurance for fantasy players is going a bit too far
Quick question. Did your insurance premiums go up in the last year? No, not car, health or dental. Well, technically I guess it would be considered health insurance. If you drafted Wes Welker ? who recently suffered his third concussion in 10 months ? or Rob Gronkowski ? who has suffered everything from a bum hip and busted ankle to a broken forearm and torn ACL/MCL in the last three years ? you ...
Maryland father charged in boy's death in hot car
LEXINGTON PARK, Md. (AP) ? A father forgot to drop his 17-month-old son off at day care at the Maryland naval base where he works and left the toddler in his car seat for more than 6 hours, wh?
San Antonio No. 2 in tailgate thefts
Nationwide, there were 1,921 insurance claims citing stolen tailgates off of pickup trucks between Jan. 1, 2012, and Dec. 31, 2013.†
Dad in hot-car death case indicted on murder, child cruelty charges
Justin Ross Harris, a Georgia man accused of intentionally leaving his toddler in a hot car for seven hours in June and sexting with multiple women as the boy died, was indicted Thursday on eight charges, including murder and child cruelty.
Ways to Waste Your Money - Slide Show
These dates are just manufacturers' best guess of when food is at peak quality and are not related to safety, according to Emily M. Broad Leib, director of the Harvard Law School Food Law and Policy Clinic. To learn more, see Confusing Packages Lead to Wasted Food, Money. Paying Checking Account Fees Yes, it is getting harder to find a free checking account with no strings attached. Community ...
30 ways to waste your money
Almost all of us have holes in our budgets that can quickly add up to big bucks.
Maryland, Virginia, D.C. see historic declines in auto thefts
Auto thefts saw major declines in the D.C. area in 2013, but AAA says it's no reason for drivers to let their guards down in the summer when most vehicle thefts occur.
Keep Your Money Out of the Mattress: Investing for the Short Term
But stow that cash in the wrong place, and you'll be facing a different sort of emergency: losing money you thought was there. Beyond a few hundred or a thousand dollars in bills, it's not smart to build up a cash hoard at home, says Michael Guillemette, assistant professor of personal financial planning at the University of Missouri at Columbia. How would you prove it?" Guillemette says ...