Eleven Money-Saving Auto Insurance Tips For Senior DriversBy Matt McWilliams
Like all drivers, senior citizens (or as I like to call them “seasoned citizens”) want to get the best rates on their auto insurance policies. What they may not be aware of is that older drivers may present a higher risk than other drivers, usually leading to higher auto insurance rates.
Following a few simple tips and taking these measures will ensure that you are getting the lowest rates possible on your auto insurance policy.
1. Avoid more Accidents, Pay Close Attention at Intersections. Auto accidents involving seniors often occur at intersections. Make sure to look ahead if you plan to quickly change lanes after an intersection. Pay attention to protected left turn lanes with their own arrows, and always keep your tires pointed straight ahead when stopped, so that a rear-end accident doesn't push you into oncoming traffic.
2. Follow the flow of traffic, Drive at the at or near the speed limit. Driving too slowly can be just as dangerous as speeding, especially when entering or exiting interstates or freeways. It can also trigger dangerous "road rage" in less patient drivers. You don’t have to be Mario Andretti, but keeping to the right and following the flow of traffic is the safest bet.
3. Many violations include failure to yield right-of-way, improper turning or incorrect lane changes, so keep current on the traffic laws relating to new traffic designs.
4. Sit high enough in your seat so that you can see at least 10 feet in front of your car, advises the National Highway Traffic Safety Administration. If your car seat does not adjust to allow this, add a cushion. This will make it easier to see pedestrians and bike riders, and reduce problems from oncoming headlight glare at night.
5. Do not wear sunglasses or tinted glasses when driving at night. For many older drivers, night vision is reduced, so safety dictates not driving at twilight or after dark.
6. Make sure you learn how to operate a New Car. Things like Anti-lock brakes, for example operate differently in slippery situations. If you have never driven a car with anti-lock brakes, sure to get training on proper use.
7. Senior drivers can refresh their skills and knowledge -- and get a discount on auto insurance in many states -- by taking a refresher driving course, such as the eight-hour "55 Alive" course offered by AARP. More than two-thirds of states mandate auto insurance policy discounts for such courses, and many insurance companies offer the discounts voluntarily.
8. Look for cars with rear-view mirrors that automatically dim and filter out headlight glare.
9. Air bag technology has become more advanced, with sensors that deploy air bags based on the weight of the occupant, reducing air-bag-related injuries. Some new cars also have side air bags in the seats or door frame that offer better protection.
10. Consider fit and comfort in your new car. Seat belts that comfortably fit over your shoulder and low on your lap will keep you safer. Automatic transmission, power steering and power brakes require less physical effort.
11. Last but definitely not least, Check to see which companies offer specific ‘Senior Discounts’ While shopping around for the best auto insurance rates is important, which insurance company you choose might depend on how they treat senior drivers. You'll get their best rates if you're healthy and drive a safe, modern vehicle.
|
The secret to lowering your car insurance costs
Motorists face costs from a variety of different angles nowadays, with road tax, car insurance and MOTs all being legal requirements. On top of this, fuel and maintenance costs will also be incurred.
Public Experiment: The Most Asked Questions Regarding Car Insurance
CarInsuranceCalculator.info launches the first auto insurance website based on most frequently asked consumer questions regarding car insurance and encourages visitors to give further feedback for upcoming articles. (PRWeb January 31, 2012) Read the full story at http://www.prweb.com/releases/2012/1/prweb9151101.htm
PIP insurance reform advances from state Senate committee
The bipartisan measure, which must still pass the full Senate and House, would tweak allowable treatments for those injured in car crashes and strengthen efforts to fight insurance fraud.
Bucks: Lower-Income Families May Pay More for Auto Insurance
Many low-income families cannot afford car insurance, at least in part because insurers price their policies in ways that result in them paying more, according to a new report from the Consumer Federation of America.
Moraga Car Insurance Independent Agent, Sherzer and Associates in the East Bay Have Been Selected to Offer The ...
The Hartford Financial Services Group, Inc. announces that it is making its award-winning AARP-branded auto insurance program available through Sherzer & Associates Insurance Agency, an insurance agency specializing in home insurance, car insurance, workers comp, commercial insurance and life insurance in the East Bay.Moraga, CA (PRWEB) January 12, 2012 Moraga/Orinda car insurance agent, Sherzer ...
Recent Posts
Motorists face costs from a variety of different angles nowadays, with road tax, car insurance and MOTs all being legal requirements. On top of this, fuel and maintenance costs will also be incurred.
Junk car ordinance makes race car exception
ONAWAY - An ordinance aimed at curbing blight caused by junk cars has been amended by Onaway's city commissioners, who voted to keep an exception for race car.
UP assembly elections 2012: Liquor seized from car of SP nominee in poll-bound UP
Around 250 litre liquor was seized from a vehicle of a SP nominee from Manjhanpur Legislative Assembly.
Consumer Group Charges Auto Insurers with ?Disparate Treatment? of Low Income Families
A consumer group on Monday issued a study that alleges ?disparate treatment? of low-to moderate-income families by auto insurers nationwide. The group is asking state insurance commissioners to consider lowering minimum liability coverage requirements and creating low-income purchase programs. The ?
Check Motorcycle Tyres as Riders Could Be Breaking the Law Warns Swinton Bikes
MANCHESTER, UNITED KINGDOM-- - Swinton Bikes, the UK's leading retailer of motorbike insurance , is encouraging motorcyclists to check for worn tyres as it could be a possible danger on the roads.Motorcyclists ...
|
