How To Save On Your Auto InsuranceBy Tom McKnight
Let your fingers do the walkingÖ Remember that Yellow Pages Ad Campaign? Excellent advice if youíre shopping for auto insurance. Shop around and do it yearly. Donít just keep paying the invoice over and over without comparison shopping. Below are a few suggestions to help you get the best deal available on your automobile insurance policy.
Insurance agents really have a lot of leeway. They can price match and they can offer many discounts. There are also many decisions you can make about your policy that will save you a bundle. For example, if you change your deductible on your collision from a $50 deductible to a $1000 deductible, youíre inline for a huge premium savings. If you donít think you could come up with $1000 out of pocket, then change it to a $500 deductible; youíll still save a sizable amount on your annual premium payment.
You can also get more of a savings if you change your comprehensive deductible. Many people needlessly carry full coverage on their older vehicle. They originally purchased the vehicle new, paid for full coverage and to this day, continue to pay the same high rate. Their ten year old vehicle may be worth $1000 or less, yet they continue to pay $250-$450 every six months (total $500 to $900 dollars a year) to keep full coverage on their old vehicle.
However, if they have an accident and totaled their vehicle, the insurance company will only pay them the wholesale value of the vehicle. The amount they would receive could be $1000 or less. A vehicle that old just needs the insurance that protects the other person in case of an accident.
Another method to save more on your insurance is by combining your vehicles and other insurance together to get you additional savings. All insurance companies offer a multi-car discount (if yours doesnít, itís time to switch companies). Further, many will discount more if you have your homeowners or renters policy with them.
There are a few other discounts that you may not be taking advantage of. It seems obvious, but make sure you are getting the correct rate for your age. There are discounts for various ages than can save you lots of money. Check with your agent on this one. Also alarm systems on your vehicle are usually good for a discount. Additionally, anti-lock brakes and air bags can also help lower your premiums.
Donít just keep paying the invoice when it comes in. Your insurance bill should be an automatic trigger for you to make a few phone calls to see if you can save even more money on your auto insurance premiums.
Car Insurance Santa Ana CA: Target Up Insurance Is Expanding
SANTA ANA, Calif., Sept. 10, 2014 /PRNewswire-iReach/ -- Car Insurance Santa Ana CA - After 30 plus years in the insurance business providing excellent coverage at reasonable prices to their customers, Target Up Insurance is pleased to announce their expansion into the Santa Ana area. There are plenty of national chains and insurance companies already in the Santa Ana region, but Target Up is ...
AutoInsuranceApe.com?s New Infographic Helps Clients Compare Car Insurance Quotes and Discounts
The Illustrated Infographic Educates Readers About 17 Different Types of Car Insurance Discounts Available on the Market Los Angeles, CA / ACCESSWIRE / Aug 21, 2014 / AutoInsuranceApe.com, a website that ...
A Primer on Student Car Insurance Discounts
A good student discount can help lower your insurance premium and give college kids and teens an incentive to hit the books.
Uber, Lyft, Sidecar fight to block new California regulations
Ride-sharing companies, lobbyists and lawmakers this week have been negotiating last-minute tweaks to rules on insurance, background checks, drug testing and more that could drastically affect these services' availability and price.
General Car Insurance for New Drivers Now Quoted Online at Insurance Website
General car insurance is now being quoted for new drivers who use the independent system built at the Quotes Pros website at http://quotespros.com/auto-insurance.html . (PRWeb August 27, 2014) Read the full story at http://www.prweb.com/releases/general-car-insurance/car-insurance-quote-tool/prweb12127427.htm
10 Best New-Car Deals For September Announced By KBB.com
IRVINE, Calif., Sept. 12, 2014 /PRNewswire/ -- The experts from Kelley Blue Book www.kbb.com , the only vehicle valuation and information source trusted and relied upon by both consumers and the automotive ...
Renesas Electronics New R-Car V2H Device Offers High-Resolution Image Recognition for Safer Driver Assistance Systems ...
Renesas Electronics Corporation , today announced the availability of its R-Car V2H, the company?s newest system-on-a-chip implementing state-of-the-art image recognition technology to support high-resolution surround viewing in advanced driver assistance systems .
It Pays to Be Gray: Senior Driver Discounts
Everyone wants to reduce their auto insurance premiums, right? Well, in 34 states and the District of Columbia getting older can be the ticket to cheaper car insurance. All you have to do is pass an approved driving class that...
Uber, Lyft, Sidecar Fight To Block New Regulations
Aug. 13--When you use a smartphone app like Uber, Sidecar or Lyft, you're probably thinking about the convenience of summoning a quick ride to get you where you're going, not about who'll be behind the wheel or what kind of insurance they have.
It's Raining Lawsuits: Do You Need An Umbrella Policy?
This type of insurance protects your assets and future wages against lawsuits. Find out if it might benefit you.