:::

PA Car Insurance Information

:::
 




:::

PA Car Insurance Articles

:::

Understanding Different Types Of Auto Insurance

By Marcus Dubois

Auto Insurance policies can be divided into different categories according to the coverage they provide. Broadly speaking there are four kinds of policies known as Collision Insurance, Comprehensive Coverage Insurance, Uninsured and underinsured Motorist Coverage policies and No Fault Automobile Insurance policy. Besides these, there are policies that take care of other needs like covering an auto loan, paying for towing expenses or paying for the cost of a rented car while your vehicle is being repaired.

The most common insurance policies are:

Collision: Any property damage caused to your vehicle due to an accident caused by any other vehicle or object is covered under this policy. The claim amount cannot exceed the actual cash value of the vehicle and is subject to any deductible.

Comprehensive: Any property damage to your vehicle that is caused by non-collision factors like fire, theft, vandalism, and even natural disasters like flood, hurricane or earthquake is covered under this policy.

Uninsured Motorist Coverage (UM) and underinsured motorist (UIM) coverage: takes cares of any injury that may result to you or to persons insured in your policy from an accident that takes place with another uninsured or underinsured driver or vehicle owner. Generally only body injuries are covered under this policy.

No Fault Auto Insurance Policy: Irrespective of who caused the accident, the insurance company pays for the medical expenses and for the loss of wages that the insured suffers on account of a collision under this policy.

Some other additional coverage that an auto insurance policy holder can buy are:

Property Damage Liability and Bodily Injury Liability: These two policies protect the insured from any claims made against him for causing damage to property including vehicle belonging to another person or for causing any bodily injury or loss of life to other individuals up to the amount mentioned in the policy.

Auto Lease Protection: is an additional protection that you may add to your collision or comprehensive auto insurance policy to take care of any gap that exists between your auto loan amount and the cash value of your vehicle.

Full Tort and Limited Tort: available only in the state of Pennsylvania allows the insured to retain unrestricted rights to bring a lawsuit against a negligent party or recover expenses incurred for certain damages.

Rental Expense: Known as Extended Transportation Expense Coverage, the policy pays for a rental car while your vehicle is being repaired or replaced.

Medical Payments Insurance covers medical expenses for injuries sustained in an accident involving any vehicle for the insured, his passengers and other parties irrespective of whose fault it is.

Towing and Labor: An additional coverage option that can pay for all necessary towing and labor costs to tow your damaged vehicle to a work shop or another location.

Free Quote PA Car Insurance


:::

PA Car Insurance Featured Resources

:::


SEARCH RESULTS

Annuities: The Shocking Secrets Revealed
Discover The Shocking Secrets That Banks And Insurance Companies Don't Want You To Know.

Insurance Leads Generation
Generate Quality New Leads At A Fraction Of The Cost Of Offline Marketing.

Car Auction
From The Gov-Records.com Team!

State Car Auctions
Local Seized Cars and Real Estate Auction Listings


:::

PA Car Insurance News

:::


Detroit Tops U.S. In Car Insurance Costs
Detroit isn't just the car capital of the U.S. ? it's also the king of car-insurance costs. According to insuranceQuotes.com, a subsidiary of finance-info provider Bankrate Insurance, the Motor City and its metropolitan area lay claim to the dubious distinction...

Blog: Philly Region 8th Most Expensive For Car Insurance
By Jim Donovan: Philadelphia has the eighth-most expensive car insurance in the nation, according to a new insuranceQuotes.com examination of the 25 largest U.S. metropolitan areas. Car insurance in our area costs about 10% more [?]

Discount Car Insurance for U.S. Drivers Now Searchable at Insurance Website Online
Discount car insurance is now searchable for drivers in the U.S. using the Quotes Pros website at http://quotespros.com/auto-insurance.html . (PRWeb August 30, 2014) Read the full story at http://www.prweb.com/releases/discount-car-insurance/auto-insurance-compare/prweb12134407.htm

Number of women convicted of drink-driving doubles
THE number of women convicted of drink-driving has almost doubled in recent years, a survey has shown.

Massachusetts drivers are worst in the country according to the 10th Annual ?Allstate America?s Best Drivers Report"
Submitted to The Champion MALVERN, PA á? Allstate Insurance Company today released its tenth annual ?Allstate America?s Best Drivers Report? and Massachus read more

Local Weather
A car salesman has been sentenced to one year in prison after knowingly selling two unsafe vehicles.

Report: Philly, Pittsburgh drivers among the very worst
Allstate America?s Best Drivers Report press release: Philadelphia drivers crash more than those in any other large city for the third year in a row Malvern, PA, August 26, 2014 ? Allstate Insurance Company today released its tenth annual ?Allstate America?s Best Drivers Report«? and Philadelphia ranked dead last among America?s largest cities (those with [?]

Le'Veon Bell charged with DUI; LeGarrette Blount just pot possession
LeGarrette Blount is expected to be a nice backup to Le'Veon Bell while also providing insurance to the Steelers in the event Bell is injured again in 2014. According to Mike Florio of Pro Football Talk,áLe'Veon Bell and LeGarrette Blount have been charged with marijuana possession, while Bell is also getting charged with a DUI. Ross Township Police detective Brian Kohlhepp informed PFT that ...

Berlin bans car service Uber
By Bethan John BERLIN (Reuters) - Berlin has banned car service Uber, which allows users to summon a ride on their smartphone, for not offering drivers and vehicles licensed to carry pa...

Woman rescued from car fire seeks person who saved her life
What would you do if you saw someone's car consumed in flames? One man jumped in and helped save an entire family with seconds to spare. Now, the victims are looking for this hero so they can say "thank you." You don't have to tell Laura Bandi of Hellertown about miracles. She just lived one. "It was terrifying to think that my babies were in that car, that I was in that car," said Bandi. "I've ...


:::

PA Car Insurance Blogs

:::



Google


 

Best Sellers from



GatorDocs

Lighting 2 Light Bulbs



Want to Link to Us?

Link to CarInsuranceHunter.com