:::

Short Term Car Insurance Information

:::
 




:::

Short Term Car Insurance Articles

:::

Understanding Different Types Of Auto Insurance

By Marcus Dubois

Auto Insurance policies can be divided into different categories according to the coverage they provide. Broadly speaking there are four kinds of policies known as Collision Insurance, Comprehensive Coverage Insurance, Uninsured and underinsured Motorist Coverage policies and No Fault Automobile Insurance policy. Besides these, there are policies that take care of other needs like covering an auto loan, paying for towing expenses or paying for the cost of a rented car while your vehicle is being repaired.

The most common insurance policies are:

Collision: Any property damage caused to your vehicle due to an accident caused by any other vehicle or object is covered under this policy. The claim amount cannot exceed the actual cash value of the vehicle and is subject to any deductible.

Comprehensive: Any property damage to your vehicle that is caused by non-collision factors like fire, theft, vandalism, and even natural disasters like flood, hurricane or earthquake is covered under this policy.

Uninsured Motorist Coverage (UM) and underinsured motorist (UIM) coverage: takes cares of any injury that may result to you or to persons insured in your policy from an accident that takes place with another uninsured or underinsured driver or vehicle owner. Generally only body injuries are covered under this policy.

No Fault Auto Insurance Policy: Irrespective of who caused the accident, the insurance company pays for the medical expenses and for the loss of wages that the insured suffers on account of a collision under this policy.

Some other additional coverage that an auto insurance policy holder can buy are:

Property Damage Liability and Bodily Injury Liability: These two policies protect the insured from any claims made against him for causing damage to property including vehicle belonging to another person or for causing any bodily injury or loss of life to other individuals up to the amount mentioned in the policy.

Auto Lease Protection: is an additional protection that you may add to your collision or comprehensive auto insurance policy to take care of any gap that exists between your auto loan amount and the cash value of your vehicle.

Full Tort and Limited Tort: available only in the state of Pennsylvania allows the insured to retain unrestricted rights to bring a lawsuit against a negligent party or recover expenses incurred for certain damages.

Rental Expense: Known as Extended Transportation Expense Coverage, the policy pays for a rental car while your vehicle is being repaired or replaced.

Medical Payments Insurance covers medical expenses for injuries sustained in an accident involving any vehicle for the insured, his passengers and other parties irrespective of whose fault it is.

Towing and Labor: An additional coverage option that can pay for all necessary towing and labor costs to tow your damaged vehicle to a work shop or another location.

Free Quote Short Term Car Insurance - Turn 21 Today!


:::

Short Term Car Insurance Featured Resources

:::


SEARCH RESULTS

Annuities: The Shocking Secrets Revealed
Discover The Shocking Secrets That Banks And Insurance Companies Don't Want You To Know.

Insurance Leads Generation
Generate Quality New Leads At A Fraction Of The Cost Of Offline Marketing.

Car Auction
From The Gov-Records.com Team!

State Car Auctions
Local Seized Cars and Real Estate Auction Listings


:::

Short Term Car Insurance News

:::


Is Loan Protection Insurance Right For You?
This coverage can keep you from defaulting on your loans when you're in financial trouble.

Everyday Cheapskate: Sacrifice a little to save big
I wouldn't walk across hot coals for the fun of it. But if I could be shown how a short, painful walk would do away with a lifetime of worry, frustration and the fear that comes with constantly being broke, I'd do it.

Keep Your Money Out of the Mattress: Investing for the Short Term
But stow that cash in the wrong place, and you'll be facing a different sort of emergency: losing money you thought was there. Beyond a few hundred or a thousand dollars in bills, it's not smart to build up a cash hoard at home, says Michael Guillemette, assistant professor of personal financial planning at the University of Missouri at Columbia. How would you prove it?" Guillemette says ...

Robust results for FBD, despite claims for storm damage
Pre-tax profit at insurance company FBD tumbled by almost 83% in the first half of the year as winter storms took their toll on the insurer?s business.

Automotive Warranty Rates for Short or Long-Term Policies Added to Quotes Finder at Insurer Portal Online
Automotive warranty rates are now delivered for long-term or short-term policies in the U.S. using the Quotes Pros website at http://quotespros.com/warranty . (PRWeb September 04, 2014) Read the full story at http://www.prweb.com/releases/auto-warranty-rates/car-warranty-quotes/prweb12146411.htm

Used Car Warranty Prices Added to Quotation System at New Motor Vehicle Portal Online
Used car warranty prices on a national level are now searchable using the open system for car owners at the Quotes Pros website at http://quotespros.com/warranty . (PRWeb September 04, 2014) Read the full story at http://www.prweb.com/releases/used-car-warranty/auto-warranty-quotes/prweb12146388.htm

Rental Car Insurance for 50 States Now Quoted for Motorists Online
Rental car insurance is now viewable for affordable rates in all 50 states at the Quotes Pros website through the public system at http://quotespros.com/auto-insurance.html . (PRWeb August 28, 2014) Read the full story at http://www.prweb.com/releases/rental-car-insurance/car-insurance-quotes/prweb12130720.htm

In our opinion: Salt Lake City should welcome innovative ridesharing, not try to over-regulate it
Salt Lake City should welcome innovative ride-sharing services, which may cause short-term disruption but provide long-term...

Take home your fav BMW, Mercedes, Audi on EMIs
Want to get behind the wheel of your favourite luxury car but running short of money? Don't fret; help is at hand. Luxury carmakers have come up with personalised and flexible finance options this festive season to boost sales.

Autohome CEO Qin Zhi: From Pageviews to Deals
Qin Zhi, CEO of Chinese automobile website Autohome, says offering a one-stop solution to auto customers has been the firm's biggest advantage.


:::

Short Term Car Insurance Blogs

:::



Google


 

Best Sellers from



GatorDocs

Lighting 2 Light Bulbs



Want to Link to Us?

Link to CarInsuranceHunter.com