|
|
Car-Parazzi
If you love cars, join the Car-parazzi. And if someone car-parazzi's you... smile and rev, it means you've got a hot car!
Entertainment News
Breaking headlines and Hollywood gossip. Free entertainment videos and clips!
|
Understanding Different Types Of Auto InsuranceBy Marcus Dubois
Auto Insurance policies can be divided into different categories according to the coverage they provide. Broadly speaking there are four kinds of policies known as Collision Insurance, Comprehensive Coverage Insurance, Uninsured and underinsured Motorist Coverage policies and No Fault Automobile Insurance policy. Besides these, there are policies that take care of other needs like covering an auto loan, paying for towing expenses or paying for the cost of a rented car while your vehicle is being repaired.
The most common insurance policies are:
Collision: Any property damage caused to your vehicle due to an accident caused by any other vehicle or object is covered under this policy. The claim amount cannot exceed the actual cash value of the vehicle and is subject to any deductible.
Comprehensive: Any property damage to your vehicle that is caused by non-collision factors like fire, theft, vandalism, and even natural disasters like flood, hurricane or earthquake is covered under this policy.
Uninsured Motorist Coverage (UM) and underinsured motorist (UIM) coverage: takes cares of any injury that may result to you or to persons insured in your policy from an accident that takes place with another uninsured or underinsured driver or vehicle owner. Generally only body injuries are covered under this policy.
No Fault Auto Insurance Policy: Irrespective of who caused the accident, the insurance company pays for the medical expenses and for the loss of wages that the insured suffers on account of a collision under this policy.
Some other additional coverage that an auto insurance policy holder can buy are:
Property Damage Liability and Bodily Injury Liability: These two policies protect the insured from any claims made against him for causing damage to property including vehicle belonging to another person or for causing any bodily injury or loss of life to other individuals up to the amount mentioned in the policy.
Auto Lease Protection: is an additional protection that you may add to your collision or comprehensive auto insurance policy to take care of any gap that exists between your auto loan amount and the cash value of your vehicle.
Full Tort and Limited Tort: available only in the state of Pennsylvania allows the insured to retain unrestricted rights to bring a lawsuit against a negligent party or recover expenses incurred for certain damages.
Rental Expense: Known as Extended Transportation Expense Coverage, the policy pays for a rental car while your vehicle is being repaired or replaced.
Medical Payments Insurance covers medical expenses for injuries sustained in an accident involving any vehicle for the insured, his passengers and other parties irrespective of whose fault it is.
Towing and Labor: An additional coverage option that can pay for all necessary towing and labor costs to tow your damaged vehicle to a work shop or another location.
|
The Car Sharing Shootout: Autoshare vs. Zipcar (Torontoist)
No, it's not carpooling. Yes, it can work for TTC users. And don't even mention the word "rental." Car sharing comes with its fair share of misconceptions, and the recent entry of U.S.-based Zipcar into the Toronto market creates further confusion.
Former Insurance Agent Indicted On Fraud Charge (WMUR New Hampshire)
CONCORD, N.H. -- A federal grand jury has indicted a 53-year-old Bedford, N.H., man on charges he defrauded clients of his insurance agency.
Police recover rare, stolen Ferrari in Sharon (Republican-American)
SHARON ? A rare 1958 Ferrari convertible that was reported stolen in Spain in 1993 was found late Thursday in the collection of Paul L. "Barney" Hallingby, who didn't know the car was stolen when he bought it in 2000.
Innovative Information Analysis Leads to Stolen Car Recoveries (The Auto Channel)
DES PLAINES, Ill., Sept. 4, 2008 - Through formal information exchange agreements with three private companies, the National Insurance Crime Bureau has proactively increased its efforts to detect and identify stolen vehicles.
Contractor ordered to pay restitution in bad-check cases (The Joplin Globe)
PITTSBURG, Kan. ? A contractor whom Crawford County authorities say is under investigation for additional business fraud was assessed a suspended sentence this week for three convictions in worthless-check cases.
Clock ticks down on credit bureau class-action deal (The Indianapolis Star)
In a class-action settlement, credit bureau TransUnion has agreed to provide free credit- monitoring services to millions of consumers to settle claims it illegally passed along private information for marketing purposes.
Car salesmen involved in swindling deals (The Albany Herald)
Dougherty deputies are trying to find a man they believe was involved in a scheme to swindle people trying to buy cars.
Gas prices blamed in some insurance scams (Miami Herald)
In yet another sign of the tough economic times, a new report suggests that rising fuel prices may be responsible for more vehicle owners staging the theft and vandalism of their gas guzzlers, presumably so they can downsize to smaller automobiles.
Local & State Headlines (The Albany Herald)
ALBANY ? The general manager and a salesman at a popular Albany car dealership are the targets of a theft investigation after dealership authorities alerted deputies that suspicious activity was taking place.
Palm Beach 911: Thefts, warrant arrests, drug arrests, restraining order, fire-rescue calls (Palm Beach Daily News)
GRAND THEFT
|
What People Said, by William L. White
Editor?s Comments Hardly anyone outside Emporia, Kansas today remembers William Allen White, but a hundred years ago, this editor of the town?s leadi...
Cafe owner Rick helps an old flame and her husband
Evangelicals rally behind Palin after pregnancy news. EU, Dependent on Russian Energy, Balks at Georgia War Sanctions. S daughter is pregnant, get ov...
Question For AutoBrag: Replacing A Stolen 2008 BMW Key
Question From Robert: wife had purse stolen. Dealer wants 2200 dollars for 1 new key with locks changed or 160 dollars for a new key only. Car wo...
Today?s Science Policy News for September, 4th 2008
A look at today?s science and health policy news: McCain and Palin differ on issues A.P.?Sarah Palin is more conservative than John McCain on a rang...
A Brand New You: Identity Theft and the Growing Need to Protect Yourself
In the wake of taxpayers discovering that their money may be at risk following the government?s £24bn rescue of Northern Rock, people up and down the...
Finding Good Auto Insurance That?s Right For You
When you find the vehicle that you believe is perfect for your lifestyle, or something good to help you step up to purchasing a new car or truck or w...
tracy.ann
? 09-03, 18:06 1 18 Welcome to the WORLD Law Direct Forums. To post simply click the area of law most applicable to your issue and...
Sunset lake front texas real estate lowest bid honolulu Audiovox free ringtone accident lawyers lyon
Try different words that mean the same thing. Apple sauce banana bread rose percent in August from a year earlier. VP pick likely to focus on policy ...
Life Skills 102: Advanced Adulthood (Write This Down)
Last week, we kicked off the new school year with a Life Skills-centric article cleverly titled ?Life Skills 101: A Curriculum for Food, Finance, and ...
What Do Loan Qualification Standards Accomplish?
If you don't know the answer to this, don't be embarrassed. Lots of alleged professionals forgot the answers to these questions for several years, if ...
THURSDAY, SEPTEMBER 04, 2008
THIS SITE SUPPORTS ALL THE MEN AND WOMEN OF ALL POLICE DEPARTMENTS, EMS CREWS, IN ADDITION TO ALL SERVING IN THE CANADIAN ARMED FORCES, NO MATTER WHER...
Democratic Convention - Days 3 & 4
Hi, readers! Sorry for taking so long to get this up! It's been a busy few days and so I'm just now finally catching up! Let's get started... Democ...
How to buy a quality used car
Is your high school or college-bound kid nagging you for a new car this fall? Well, according to David Champion, the director of automobile testin...
What America Needs
What I'm going to try to do is be as objective and non-partisan as I can in describing the challenges that I think face America in 2008 and how those...
Connecticut Regulators Warn Drivers: Auto Insurance Fraud Risks Money and Lives
The Connecticut Department of Insurance issued a statement earlier today, warning drivers about the menace of relying on fraudulent auto insurance pr...
Online Asset Search
by Joseph Ryan On occasion it?s really helpful to know what somebody?s financial worth is, i.e, to conduct an asset search. Perhaps you?re considerin...
Online Asset Search
by Joseph Ryan Occasionally in life it really helps to be able to find out what somebody?s worth financially, i.e, to conduct an asset search. For ex...
Online Asset Search
by Joseph Ryan Occasionally in life it really helps to be able to find out what somebody?s worth financially, i.e, to conduct an asset search. For ex...
Online Asset Search
by Joseph Ryan Occasionally in life it really helps to be able to find out what somebody?s worth financially, i.e, to conduct an asset search. For ex...
the flipside
Sometimes a lot of fun can be found by flipping the usual scenario on its head.I was playing Saints Row yesterday, in anticipation of the sequel. It's...
|
|
Best Sellers from
|
